BEST WEBSITES FOR ONLINE LEARNING
YOUTUBE
UDEMY
EDX
FUTURE LEARNING
COURSERA
KHAN ACADEMY
LYNDA
TED ED
BEST WEBSITES FOR ONLINE LEARNING
DON’T QUIT YOUR JOB UNTIL
DON’T QUIT YOUR JOB UNTIL
YOUR SIDE INCOME IS DOUBLEYOUR MONTHLY EXPENSES.
YOU ARE SKILLED ENOUGH TO MAKE A SIDE BUSINESS YOUR MAIN BUSINESS.
YOUR EMERGENCY FUND COVERS 6 MONTHS OF EXPENSES.
YOU ARE ACTUALLY DETERMINED AND FOCUSED ENOUGH TO SUCCEED.
YOU ARE READY TO WORK 12+ HOURS PER DAY.
The world has slowed so you can rediscover yourself
SAM WALTON’S GOLDEN RULES FOR SUCCESS
SAM WALTON’S GOLDEN RULES FOR SUCCESS
1. BELIEVE
2. SHARE YOUR PROFIT
3. MOTIVATE YOUR PARTNER
4. COMMUNICATION
5. APPRECIATION
6. LISTEN
7. CONTROL YOUR EXPENSES
8. CELEBRATION
9. EXCEED EXPECTATIONS
10. SWIM UPSTREAM
THINGS THAT DISTRACT YOU FROM BEING RICH
THINGS THAT DISTRACT YOU FROM BEING RICH
TOO MUCH NETFLIX
STAYING TIN THE COMFORT ZONE
WAITING FOR THE RIGHT TIME
NOT ENOUGH REST
OVER THINKING
PLAYING VIDEO GAMES
BOOKS YOU SHOULD READ TO LEARN A INVESTING SKILLS
BOOKS YOU SHOULD READ TO LEARN A INVESTING SKILLS
Rich Dad Poor Dad is about Robert Kiyosaki and his two dads his real father (poor dad) and the father of his best friend (rich dad) and the ways in which both men shaped his thoughts about money and investing. You don’t need to earn a high income to be rich. Rich people make money work for them.
Craig defines wealth as the ability to live on the money you make from your money, rather than the money you make from working. If you’re not making money from investing, you’re getting poorer every day. Few people become wealthy because they rarely spend time researching and never properly try their hand at investing.
An intelligent investor always analyzes the long-term evolution and management principles of a company before investing. An intelligent investor always protects him- or herself from losses by diversifying investments. An intelligent investor never looks for crazy profits, but focuses on safe and steady returns.
The Rich Dad philosophy makes a key distinction between managing your money and growing it… and understanding key principles of investing is the first step toward creating and growing wealth.
The Little Book of Common Sense Investing shows you an alternative to actively, poorly managed, overpaid funds by introducing you to low-cost, passive index funds as a sustainable investing strategy, which gets you the retirement savings you need without the usual hassle of stock investing.
THINK AND GROW RICH
Think and Grow Rich by Napoleon Hill examines the psychological power of thought and the brain in the process of furthering your career for both monetary and personal satisfaction. Originally published in 1937, this is one of the all-time self-help classics and a must read for investors and entrepreneurial types.
This essential book takes readers to the Street to learn about the intricacies of money and how the stock market impacts every area of our lives. According to the author, the key to making wise, lucrative investments is knowing ourselves.
Mastering the Inner Game of Wealth”, T. Harv Eker outlines how to identify and revise your money blueprint, to significantly increase your income and accumulate wealth.
EVERY MARKETER SHOULD KNOW THESE MARKETING MOVIES
EVERY MARKETER SHOULD KNOW THE MARKETING MOVIES
THANKING FOR SMOKING
Nick Naylor (Aaron Eckhart), a lobbyist for big tobacco, finds it difficult to balance his duties defending the dangerous substance with those of being a good role model for his young son. Nick’s life gets even more complicated when a liberal senator mounts an anti-smoking campaign that he must counter. Based on the novel by Christopher Buckley.
WAG THE DOG
Two weeks prior to reelection, the United States president lands in the middle of a sex scandal. In need of outside help to quell the situation, presidential adviser Winifred Ames (Anne Heche) enlists the expertise of spin doctor Conrad Brean (Robert De Niro), who decides a distraction is the best course of action. Brean approaches Hollywood producer Stanley Motss (Dustin Hoffman) to help him fabricate a war in Albania — and once underway, the duo has the media entirely focused on the war.
THE JONNES
Kate, Steve and their kids move to an upper class neighbourhood and soon become the talk of the town for their trendy lifestyle. But the neighbours are unaware about the truth of this perfect family.
JERRY MAGUIRE
When slick sports agent Jerry Maguire (Tom Cruise) has a crisis of conscience, he pens a heartfelt company-wide memo that promptly gets him fired. Desperate to hang on to the athletes that he represents, Jerry starts his own management firm, with only single mother Dorothy Boyd (Renee Zellweger) joining him in his new venture. Banking on their sole client, football player Rod Tidwell (Cuba Gooding Jr.), Jerry and Dorothy begin to fall in love as they struggle to make their business work.
SYRUP
A low-ranking marketing exec (Shiloh Fernandez) hatches a surefire idea and needs the help of a brainy coworker to keep it safe from corporate spies.
THE 5 TYPES OF ASSET CLASSES
THE 5 TYPES OF ASSET CLASSES
EQUITY
STOCK, INDEX FUND, ETF’S, MUTUAL FUND
BONDS
LENDING TO THE GOVERNMENT OR A COMPANY
CASH
BANK ACCOUNT OR PAPER MONEY
REAL ESTATE
HOMES, APARTMENT, REIT’S, LAND
COMMODITIES
GOLD,SILVER, CRUDE OIL,CORN,CATTLE
THINGS TO KNOW ABOUT THE BUYING A NEW CAR
THINGS TO KNOW ABOUT THE BUYING A NEW CAR
INVEST IN SOME ASSETS.
MOST PEOPLE THINK JUST BECAUSE YOU HAVE MONEY, YOU NEED TO HAVE A CAR.
INVEST IN SOME ASSETS THAT WILL MAKE YOU RICH ENOUGH TO BUY THE CAR 10X OVER.
THAT’S WHY THE FINANCIALLY LITERATE DO WHEN THEY HAVE THE ABILITY TO.
YOUR CAR’S VALUE WILL DECREASE BY 20% TO 30% BY THE END OF THE FIRST YEAR.
INSTEAD, BUY A CAR THAT’S COMING OFF A 2 TO 3 YEARS LEASE.
THESE ARE STILL NEW AND SHINY WITH LOW MILLAGE BUT COST 30% LESS.
BE WISE WITH YOUR MONEY.
Best Air Purifying Houseplants
Best Air Purifying Houseplants
Barberton Daisy
Place the plant in a room with plenty of natural light and keep the soil moist but well-drained
English Lvy
Needs generous watering and 4 hours of direct sunlight a day
Snake Plant
Be mindful not to overwater, as the roots are prone to rot in moist soil
Spider Plant
Provide them with well-drained soil and bright ,indirect light. Avoid over watering
Chrysanthemum
The plant loves sunlight ,so place it in a spot near a sunbathed window
Aloe Vera
place in bright and indirect sunlight or artifical light
WHY YOU SHOULD START A BUSINESS
WHY YOU SHOULD START A BUSINESS
MORE FREEDOM
FOLLOWING YOUR PASSION
PROVIDING VALUE
EARN MORE MONEY
REDUCE TAXES
LEARN NEW SKILLS
4 REASONS WHY BUSINESSES FAIL
4 REASONS WHY BUSINESSES FAIL
42% OF SMALL BUSINESSES FAIL
BECAUSE THEIR’S NO MARKET FOR THEIR PRODUCT OR SERVICE
14% OF SMALL BUSINESSES FAIL
BECAUSE THEY IGNORE THEIR CUSTOMERS
23% OF SMALL BUSINESSES FAIL
BECAUSE THEY DON’T HAVE THE TEAM
29% OF SMALL BUSINESSES
RAN OUT OF CASH IN THEIR FIRST YEAR OF
RUNNING BUSINESS
TIPS TO HELP YOUR FINANCIAL GOALS FOR 2020
TIPS TO HELP YOUR FINANCIAL GOALS FOR 2020
BUILD AN EMERGENCY FUND OF 10K
“Your emergency fund is not an investment, it’s insurance with one purpose – to protect you and your family.”
SAVE 20% OF YOUR INCOME PER MONTH
“Not wasting money is the best way to save money”.
READ 10 BOOKS ABOUT FINANCE
“When money realizes that it is in good hands, it wants to
stay and multiply in those hands.”
INVEST IN A STOCK PORTFOLIO
“Risk comes from not knowing what you’re doing.”
FIND A NEW SIDE HUSTLE
“Good things happen to those who hustle.”
TRACK YOUR FINANCES
“Beware of little expenses“.
PAY OFF BAD DEBT
“That’ll Make You Want to Cut Up Your Credit Cards”.
LEARN A NEW SKILL
“The beautiful thing about learning is that nobody can take it away from you.”
8 BEST AND AMAZING APPS FOR ENTREPRENEUR
BEST AND AMAZING APPS FOR ENTREPRENEUR
Castbox is the leading global spoken audio platform pioneering in-audio search to deliver contextual recommendations for listeners of podcasts, on-demand radio, and audio books.
Quora is an American question-and-answer website where questions are asked, answered, followed, and edited by Internet users, either factually or in the form of opinions. Quora is a place to gain and share knowledge. It’s a platform to ask questions and connect with people who contribute unique insights and quality answers.
Slack is essentially a chat room for your whole company, designed to replace email as your primary method of communication and sharing. Its workspaces allow you to organize communications by channels for group discussions and allows for private messages to share information, files, and more all in one place. Slack Freemium subscription model. It generates revenue primarily from paid subscriptions. Those subscriptions are paid either on a monthly or annual basis, based on the number of users a company has on Slack.
Trello is, at its core, an online corkboard. You use it to organize “cards” into lists—those cards can be tasks, notes, projects, shared files, or anything else that helps your team work together.
LastPass is a freemium password manager that stores encrypted passwords online. The standard version of LastPass comes with a web interface, but also includes plugins for various web browsers and apps for many smartphones. It also includes support for bookmarklets.
Evernote is an app designed for note taking, organizing, task management, and archiving. It is developed by the Evernote Corporation, headquartered in Redwood City, California. The app allows users to create notes, which can be text, drawings, photographs, or saved web content.
Adobe Photoshop is a critical tool for designers, web developers, graphic artists, photographers, and creative professionals. It is widely used for image editing, retouching, creating image compositions, website mockups, and adding affects. Digital or scanned images can be edited for use online or in-print.
Buffer is a software application for the web and mobile, designed to manage accountsin social networks, by providing the means for a user to schedule posts to Twitter, Facebook, Instagram, Instagram Stories, Pinterest, and LinkedIn, as well as analyze their results and engage with their community.Buffer is a new and smarter way to share what you want to share on Social Media. Posts in your queue will be sent out automatically by Buffer, according to the posting schedule that you put in place.
HOME BASED BUSINESS IDEAS
HOME BASED BUSINESS IDEAS
SOCIAL MEDIA AGENCY
Such an agency promotes products and services of a company by devising effective strategies. Marketing is the main function of a social media agency. These companies manage a brand’s presence on all social networking sites while working to get the attention of the maximum audience possible.
SHOPPING DROP SHIPPING
Drop shipping is a supply chain management method in which the retailer does not keep goods … in a physical brick and mortar store or provide a hard copy or online product catalog to enable customers to review items before purchase.
AMAZON FBA
Fulfillment By Amazon (FBA) is a service provided by Amazon that provides storage, packaging, and shipping assistance to sellers. This takes the burden off of sellers and grants them more flexibility in their selling practices. The program allows sellers to ship their merchandise to an Amazon fulfillment center, where items are stored in warehouses until they are sold. When an order is placed, Amazon employees physically prepare, package, and ship the product(s).
PAID SURVEYS
A paid or incentivized survey is a type of statistical survey where the participants/members are rewarded through an incentive program, generally entry into a sweepstakes program or a small cash reward, for completing one or more surveys.
ONLINE FLIPPING
Flipping an item just means buying an item for a good price and selling it for more elsewhere. Generally, you buy items used at places like thrift stores and garage sales and sell them online.
PERSONAL BRANDING
Personal branding is the practice of marketing people and their careers as brands. It is an ongoing process of developing and maintaining a reputation and impression of an individual, group, or organization.
‎GRAPHIC DESIGN
Graphic design is the process of visual communication and problem-solving through the use of typography, photography, iconography and illustration. The field is considered a subset of visual communication and communication design, but sometimes the term “graphic design” is used synonymously.
FIVERR FREELANCER
Fiverr is a platform that demeans freelancers by forcing them to put cheap price tags on their skills and services. If you’re freelancer who’s just starting out or planning to become one, avoid using Fiverr to offer your freelance services.
IMPROVE YOUR FINANCIAL STATUS
IMPROVE YOUR FINANCIAL STATUS
Track your expenses
Tracking your expenses helps you to see spending mistakes before they become disastrous personal finance problems. Tracking your expenses helps make you more mindful of spending in the moment. Tracking your expenses can kill financial stress.
Read books about finance
It makes the reader understand how very simple finance tips can help in managing your everyday finances while the “pay yourself first” money can help in wealth accumulation for the future.
Have a side hustle
A side hustle is any type of employment undertaken in addition to one’s full-time job. A side hustle is generally freelance or piecework in nature, providing a supplemental income. Side hustles are often things a person is passionate about, rather day a typical day job worked in order to make ends meet.
Always use coupons
People use coupons to save money. … However, coupons allow stores to also get business from people who have relatively more time on their hands (to find and cut coupons) than they have money, and would only make the purchase at the lower price offered by the coupon.
Find a mentor
A financial mentor is essentially someone who can help you plan smart strategies for how to spend, save, and invest your money. Money can get complicated and having a trusted financial mentor can bring clarity and context to your financial decisions and make things like investing and saving a little easier to manage.
Start Investing
Investing when you’re young is one of the best ways to see solid returns on your money. That’s thanks to compound interest, which means your investment returns start earning their own return. Compound interest allows your account balance to snowball over time.
The Biggest Money Wasters
The Biggest Money Wasters
Fast food
Eating foods that contain it can increase your LDL (bad cholesterol), lower your HDL (good cholesterol), and increase your risk for type 2 diabetes and heart disease. Restaurants may also compound the calorie-counting issue.
Expensive cars
The price of a new car is typically much more expensive than if you bought the vehicle used. Be prepared to pay much more in sales tax. New vehicles are said to lose up to 20 percent of their value as soon as you drive off the lot.
Addictions
Addiction is a psychological and physical inability to stop consuming a chemical, drug, activity, or substance, it is causing psychological and physical harm.
Gambling
Mental health disorders.People who gamble compulsively often have substance abuse problems, personality disorders, depression or anxiety. Compulsive gambling may also be associated with bipolar disorder, obsessive-compulsive disorder (OCD) or attention deficit/hyperactivity disorder (ADHD).
Alcohol
People who drink alcoholalso develop a high risk of chronic liver cancer and many other liver diseases.
People who drink alcoholalso develop a high risk of chronic liver cancer and many other liver diseases.
Smoking
Cigarettes contain nicotine, which is highly addictive. Even if you want to quit smoking, you may find it difficult because you’re addicted to the effects of nicotine.
Cigarettes contain nicotine, which is highly addictive. Even if you want to quit smoking, you may find it difficult because you’re addicted to the effects of nicotine.
Designer brands
Huge development costs. The biggest disadvantage of branding is that it involves huge cost because brands are not created overnight and companies have to spend huge sums on advertising and publicity.
Find Highest Ever Level Of Microplastics On Seafloor
Find Highest Ever Level Of Microplastics On Seafloor
Over 10 million tons of plastic waste enters the oceans each year. Floating plastic waste at sea has caught the public’s interest thanks to the ‘Blue Planet Effect’ seeing moves to discourage the use of plastic drinking straws and carrier bags. Yet such accumulations account for less than 1% of the plastic that enters the world’s oceans.
The missing 99% is instead thought to occur in the deep ocean, but until now it has been unclear where it actually ended up. Published this week in the journal Science, the research conducted by The University of Manchester (UK), National Oceanography Centre (UK), University of Bremen (Germany), IFREMER (France) and Durham University (UK) showed how deep-sea currents act as conveyor belts, transporting tiny plastic fragments and fibres across the seafloor.
These currents can concentrate microplastics within huge sediment accumulations, which they termed ‘microplastic hotspots’. These hotspots appear to be the deep-sea equivalents of the so-called ‘garbage patches’ formed by currents on the ocean surface.
The lead author of the study, Dr Ian Kane of The University of Manchester said: “Almost everybody has heard of the infamous ocean ‘garbage patches’ of floating plastic, but we were shocked at the high concentrations of microplastics we found in the deep-seafloor.
“We discovered that microplastics are not uniformly distributed across the study area; instead they are distributed by powerful seafloor currents which concentrate them in certain areas.”
Microplastics on the seafloor are mainly comprised of fibres from textiles and clothing. These are not effectively filtered out in domestic waste water treatment plants, and easily enter rivers and oceans.
In the ocean they either settle out slowly, or can be transported rapidly by episodic turbidity currents — powerful underwater avalanches — that travel down submarine canyons to the deep seafloor (see the group’s earlier research in Environmental Science & Technology). Once in the deep sea, microplastics are readily picked up and carried by continuously flowing seafloor currents (‘bottom currents’) that can preferentially concentrate fibres and fragments within large drifts of sediment.
These deep ocean currents also carry oxygenated water and nutrients, meaning that seafloor microplastic hotspots can also house important ecosystems that can consume or absorb the microplastics. This study provides the first direct link between the behaviour of these currents and the concentrations of seafloor microplastics and the findings will help to predict the locations of other deep-sea microplastic hotspots and direct research into the impact of microplastics on marine life.
The team collected sediment samples from the seafloor of the Tyrrhenian Sea (part of the Mediterranean Sea) and combined these with calibrated models of deep ocean currents and detailed mapping of the seafloor. In the laboratory, the microplastics were separated from sediment, counted under the microscope, and further analysed using infra-red spectroscopy to determine the plastic types. Using this information the team were able to show how ocean currents controlled the distribution of microplastics on the seafloor.
Dr Mike Clare of the National Oceanography Centre, who was a co-lead on the research, stated: “Our study has shown how detailed studies of seafloor currents can help us to connect microplastic transport pathways in the deep-sea and find the ‘missing’ microplastics. The results highlight the need for policy interventions to limit the future flow of plastics into natural environments and minimise impacts on ocean ecosystems.”
Dr Florian Pohl, Department of Earth Sciences, Durham University, said: “It’s unfortunate, but plastic has become a new type of sediment particle, which is distributed across the seafloor together with sand, mud and nutrients. Thus, sediment-transport processes such as seafloor currents will concentrate plastic particles in certain locations on the seafloor, as demonstrated by our research.”
An international research project has revealed the highest levels of microplastic ever recorded on the seafloor, with up to 1.9 million pieces in a thin layer covering just 1 square metre.
The only way to reduce the amount of plastic and micro plastics in the ocean is to reduce the amount of plastic we use
Ways To Grow Money
Ways To Grow Money
Savings account
A Savings Account is a basic type of bank account that allows you to deposit money, keep it safe, and withdraw funds, while earning interest.
Fixed Deposit
A fixed deposit is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date.
A fixed deposit is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date.
Health insurance
Health insurance is a type of insurance coverage that pays for medical, surgical, and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
Stock market
Description
A stock exchange, securities exchange or bourse is a facility where stockbrokers and traders can buy and sell securities, such as shares of stock and bonds and other financial instruments.
Mutual fund
Should you get ready for a lockdown tax ?
Should you get ready for a lockdown tax ?
Tax
The protracted war against the corona virus is affecting government coffers, leading to states wanting to raise taxes as much as possible in an effort to offset some deficits.
Sealed borders
With each state’s borders sealed, the risks of smuggling have been ruled out, leaving the states free to drastically raise taxes.
Back to back hikes
For example, one day after the 25% hike in the state of Andhra Pradesh, the price of liquor was increased by another 50%. The new hike is expected to add an additional revenue of Rs 9,000 crore per year.
Fuel
As oil prices continue to decline around the world, governments have decided to raise fuel prices at a lower cost; For example, petrol in Delhi rose by Rs 1.67 per liter and diesel by Rs 7.10 per liter.
Other options
There are other hikes available to governments – entertainment tax, municipal tax and registration fees on local panchayat chess, cars and property – that can be enforced at any time.
Side Hustles You Can Start Now
Web development
Web development is the work involved in developing a website for the Internet (World Wide Web) or an intranet (a private network). … Among web professionals, “web development” usually refers to the main non-design aspects of building websites: writing markup and coding.
Start a blog
A blog (shortening of “weblog”) is an online journal or informational website displaying information in the reverse chronological order, with the latest posts appearing first. It is a platform where a writer or even a group of writers share their views on an individual subject.
Instagram marketing
Digital marketing is the component of marketing that utilizes internet and online based digital technologies such as desktop computers, mobile phones and other digital media and platforms to promote products and services.
Photography
The art or practice of taking and processing photographs.
Remote tutor
Online tutoring is the process of tutoring in an online, virtual, or networked, environment, in which teachers and learners participate from separate physical locations. Aside from space, literature also states that participants can be separated by time.
Pod casting
Podcasting is a free service that allows Internet users to pull audio files (typically MP3s) from a podcasting Web site to listen to on their computers or personal digital audio players. The term comes from a combination of the words iPod (a personal digital audio player made by Apple) and broadcasting.
Sell on Etsy
Etsy is a unique marketplace. Buyers come here to purchase items that they might not find anywhere else. Everything listed for sale on Etsy must be handmade, vintage or a craft supply.
Drive for Uber/Ola
Uber is a platform where those who drive and deliver can connect with riders, eaters, and restaurants.
Write e book
An eBook is an electronic version of a traditional print book that can be read by using a personal computer or by using an eBook reader.
Affiliate marketing
Affiliate marketing is the process of earning a commission by promoting other people’s (or company’s) products. You find a product you like, promote it to others and earn a piece of the profit for each sale that you make.
Travel consultant
Determining clients’ needs and suggesting suitable travel packages. Organizing travels from beginning to end, including tickets, accommodation and transportation. Supplying travelers with pertinent information and useful travel/holiday materials.
Online coaching
online coaching involves a tool such as Skype, Adobe Connect, Google hangout, GoToMeeting or others. It also involves two (or more) people who have a common interest- working through challenging situations or unsatisfactory results in their lives or work.