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THIS IS THE PROBLEM WITH MOST OF THE INVESTORS

 

THIS IS THE PROBLEM WITH MOST OF THE INVESTORS


FITNESS

YES, I SAW A YOUTUBE VIDEO OF A FAMOUS INVESTOR, WHO IS SUFFERING FROM HEALTH ISSUES BECAUSE OF OVERWORK.

I DON’T WANT TO WRITE THE NAME OF HIM/HER.

BUT, WANT TO TELL ALL MY FRIENDS,

“PAISA HI SAB KUCH NHI HOTA”

“MONEY IS NOT EVERYTHING”


DON’T DO WORK 24/7. DAILY EXERCISE AND HEALTHY FOOD IS ALSO IMPORTANT.

CHECK THE ANALOGY:

IF YOU ARE DOING WORK 12 HOURS A DAY (NORMAL FOR AN INVESTOR) AND NOT DOING EXERCISE BECAUSE OF THIS, YOU BECOME ILL 2 DAYS IN A MONTH(NORMAL)

THIS MEANS 24 HOURS IN A MONTH GOT WASTED.

2ND APPROACH:

4 WEEKS IN A MONTH,

6 DAYS EXERCISE IN A WEEK,

1 HOUR EXERCISE PER DAY

24 HOURS EXERCISE IN A MONTH


DECISION IS YOUR:

24 HOURS EXERCISE IN A MONTH

OR 24 HOURS WASTE BECAUSE OF ILLNESS

(BECAUSE DAILY EXERCISE CAN PREVENT MANY DISEASES).

 

 

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4 INVESTMENT LESSONS FROM IPL

4 INVESTMENT LESSONS FROM IPL


START EARLY

T20 DOESN’T REWARD LATE STARTERS TEAM NEEDS TO START SCORING EARLY IN THE INNINGS

SIMILARLY, THE EARLY YOU START INVESTING, MORE THE COMPOUNDING WORK FOR YOU 


BE READY FOR UNEXPECTED

DLS METHOD CAN SOMETIMES AFFECT THE CHANGES OF WINNING OF THE TEAM

SIMILARLY, YOU MUST ALSO ALWAYS UNEXPECTED SITUATIONS IN THE MARKET.


DIVERSIFICATION

A TEAM NEEDS RIGHT BALANCE OF BIG HITTERS, ANCHORS, AND EFFECTIVE BOWLERS

SIMILARLY, YOUR INVESTMENT PORTFOLIO MUST BE DIVERSIFIED ACROSS SECTORS AND DIFFERENT ASSETS


CONSISTENCY GET REWARDED

 IN T20, THE TOP SCORING BATSMEN AND THE LARGEST WICKET TAKER ARE AWARDED THE PURPLE AND ORANGE CAPS.

SIMILARLY, IN INVESTING LONG TERM INVESTORS ARE REWARDED BY COMPOUNDING.

 

 

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LESSONS FROM RICH DAD POOR DAD

LESSONS FROM RICH DAD POOR DAD

LEARN TO LISTEN

PAY YOURSELFFIRST
BUY LUXURIES LAST, NOT FIRST
AIM FOR MORE VALUABLE ASSETS
BE IN CONTROLOF YOUR EMOTIONS
WORK TO LEARN, DON’T WORK FOR MONEY
YOU BECOME WHAT YOU STUDY, SO READ
SURROUNDYOURSELF WITH PEOPLE WHO ARE SMARTER THAN YOU

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SOLUTIONS OF FINANCIAL MISTAKES

SOLUTIONS OF FINANCIAL MISTAKES
THE EARLY YOU START YOUR FINANCIAL PLANNING, THE BETTER IT IS.
FINANCIAL PLANNING IS NOT STANDARDS. IT’S PERSONAL!

BUYING LIABILITIES
ASSET IS SOMETHING THAT PUTS MONEY IN YOUR POCKET.
FOR EXAMPLE INVESTMENT, REAL ESTATES, A BUSINESS, PRODUCTS LIKE BOOKS OR ART, OR THE DIVIDENDS FROM STOCK AND BOND INVESTMENT.

POORLY USING CREDIT CARDS
CREDIT CARD CAN BE SMARTLY USED.
YOU CAN USE IT GET UPTO 50 DAYS INTEREST FREE LOAN.
CREDIT CARD CAN BE USED IN EMERGENCY SITUATIONS.
IT CAN BE USED TO IMPROVE CREDIT SCORE.

BUYING TOO MUCH GOLD
ROBERT KIYOSAKI PROMOTES BUYING GOLD, BUT WARREN BUFFET ADVISES AGAINST IT.
SO, BUYING GOLD OR NOT AND IF YES, HOW MUCH DEPENDS ON YOUR FUTURE GOALS AND RISK TAKING ABILITY.

MONEY LYING IDLE IN BANKS
MOST OF US ARE YOUNG. IN THIS AGE, WE CAN AFFORD TO TAKE SOME EXTRA RISK.
WE SHOULD INVEST IN STOCKS, MUTUAL FUNDS(FROM INDEX FUNDS TO LIQUID FUNDS), ETF’s DEPENDING ON PERSONAL GOALS AND REQUIREMENT RATHER THAN PLAYING SAFE.

PUTTING ALL EGGS IN ONE BASKET
LOOK OR EVERY INVESTMENT OPPORTUNITY POSSIBLE. INVEST IN WHAT SUITS YOU BEST. NEVER PUT ALL EGGS IN ONE BASKET.
YOU CAN DIVIDE MONEY FOR EMERGENCY FUND, FD, CASH IN SAVINGS ACCOUNT, INVESTMENT IN STOCKS, MUTUAL FUNDS, BONDS, REAL ESTATE ETC.

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INDIA BANKS WHICH WERE FOUNDED BEFORE 1947

INDIA BANKS WHICH WERE FOUNDED BEFORE 1947
FEDERAL BANK
INITIALLY KNOWN AS TRAVANCORE FEDERAL BANK, FEDERAL BANK LTD WAS FOUNDED BY K.P. HORMIS IN 1931.
ALLAHABAD BANK
ALLAHABAD BANK WAS FOUNDED ON 24 APRIL 1865, BY THREE EUROPEANS IN THE CITY AFTER WHICH IT IS NAMED. IN 1969, IT WAS ONE OF THE 14 BANKS TO BE NATIONALIZED.
BANK OF BARODA
BANK OF BARODA WAS FOUNDED IN 1908 BY MAHARAJA SAYAJIRAO GAEKWAD III OF BARODA, SUPPORTED BY SEVERAL EMINENT PERSONALITIES.

PUNJAB NATIONAL BANK
FOUNDED IN LAHORE IN 1895 BY A GROUP OF VISIONARIES AND PATRIOTS – INCLUDING LALA LAJPAT RAI AND E.C JESSAWALA.
CANARA BANK
AMMEMBAL SUBBARAO PAI FOUNDED CANARA BANK IN 1906 AND CALLED IT THE CANARA BANK HINDU PERMANENT FUND. IT WAS RENAMED CANARA BANK IN 1969 AFTER NATIONALIZATION.
BANK OF INDIA
FOUNDED BY A GROUP OF EMINENT BUSINESSMEN FROM BOMBAY, INCLUDING RATANJI DADABHOY TATA, BANK OF INDIA WAS UNDER PRIVATE OWNERSHIP TILL JULY 1969 WHEN ITS WAS NATIONALIZED.
ORIENTAL BANK
RAI BAHADUR LALA SOHAN LAL, THE FIRST CHAIRMAN OF ORIENTED BANK OF COMMERCE, FOUNDED IT IN 1943 IN LAHORE.
DENA BANK
DENA BANK WAS FOUNDED ON 26 MAY 1938 BY THE FAMILY OF DEVKARAN NANJEE, AN INDIAN FINANCIER MORE POPULARLY KNOWN AS C.D. DESAI. IT WAS NATIONALOZED IN 1969.
KARNATAKA BANK
KARNATAKA BANK WAS INCORPORATED ON 18 FEBRUARY 1924 AT MANGALORE IN KARNATAKA. LATER, IT MERGED WITH SRINGERI SHARDA BANK LTD, CHITRADURGA BANK LTD AND BANK OF KARNATAKA.

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DIFFERENT TYPES OF INVESTING

DIFFERENT TYPES OF INVESTING

 DIVIDEND INVESTING

 CREATE INCOME AND REINVESTINGIT TO MAKE MORE OVER TIME.

BUY AND HOLD INVESTING

INVESTING IN COMPANIES WITH VALUETO GROW YOUR MONEY OVER TIME

TREND INVESTING

INVESTING IN STOCK OR SECTOR TRENDSTO CATCH THE BIG WAVES.

 

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THE BIGGEST BEGINNER ENTREPRENEUR MISTAKE

THE BIGGEST BEGINNER ENTREPRENEUR MISTAKE
 

NO MATTER IF YOU OWN AN ONLINE STORE, INSTAGRAM PAGE, IF YOU SELL PRODUCTS OR IF YOU OFFER SERVICES. YOU NEED IT.

A CORPORATE IDENTITY FOR YOUR BUSINESS
A LOGO

A THEME

A COLOR SCHEME

STRUCTURE

BANNERS

CLEAR TARGETING

OBJECTIVES

MARKETING POSITIONING

ROADMAP

A PLAN

NOBODY WILL VALUE YOU AND SEE YOU AS A PROFESSIONAL. IF YOU DON’T HAVE A PROFESSIONAL APPEARANCE AND IDENTITY.

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IMPORTANT VALUATION RATIOS THAT EVERY INVESTOR SHOULD UNDERSTAND & KNOW ABOUT IT!

VALUATION RATIO
P/E RATIO
PRICE TO EARNING RATIO IS THE SHARE PRICE TO EARNING PER SHARE.

P/S RATIO
PRICE TO SALES RATIO IS THE SHARE PRICE TO REVENUE PER SHARE.

P/FCF RATO
CURRENT STOCK PRICE DIVIDED BY THE FREE CASH FLOW PER SHARE.

PEG RATIO
SIMILAR TO PE RATIO,PEG RATIO IS ADJUSTED FOR EXPECTED FUTURE GROWTH.

P/B RATIO
CURRENT MARKET PRICE DIVIDED BY NET ASSETS (BOOK VALUE).

EV/ EBITDA
ENTERPRISE VALUEDIVIDED BY EARNINGS BEFORE INTEREST, TAX & DEPRECIATION.

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