dad discover - Discover and Developer

August 9, 2020

CHARGES IN MUTUAL FUNDS

CHARGES IN MUTUAL FUNDS

FUND MANAGER MANAGES YOUR MONEY.

SUPPORTED BY A TEAM OF FINANCIAL ANALYSTS AND MARKET EXPERTS.

OBVIOUSLY, THEY DON’T DO THIS FOR FREE.

THE MUTUAL FUND COMPANY CHARGES FOR THEIR SERVICES.

1 EXPENSES RATIO

MUTUAL FUNDS MANAGE YOUR MONEY AND IN RETURN, THEY CHARGE FEES CALLED AN EXPENSES RATIO.

EXPENSE RATIO IS CHARGED ON ANNUAL BASIS.

2 STAMP DUTY

THE STAMP DUTY IS CHARGED AT THE RATIO OF 0.005% ON THE INVESTMENT VALUE.

STAMP DUTY CAME INTO ACTION RECENTLY, FROM 1^STJULY, 2020.

3 SERVICE FEES

THERE ARE MANY ONLINE PLATFORMS TO INVEST IN MUTUAL FUNDS.

THERE COULD BE A TRANSACTION FEE OR SERVICE FEE THAT MAY OR MAY NOT BE APPLICABLE BY THE PLATFORM THAT YOU MAY BE USING.

4 EXIT LOAD

WHEN AN INVESTOR EXITS FROM A MUTUAL FUND SCHEME WITHIN A SHORT SPAN, AN EXIT LOAD HAS TO BE PAID.

THIS FEE IS CHARGED IN ORDER TO DISCOURAGE INVESTORS FROM OPTING OUT IF THE SCHEME TOO EARLY.

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August 6, 2020

DOMINO’S STRATEGY IN INDIA

DOMINO’S STRATEGY IN INDIA

IN 1996, DOMINO’S OPENED IT’S FIRST STORE IN DELHI. WE KNOW INDIANS ARE PRICE CONSIOUS THEY SAW VALUE FOR MONEY.

DOMINO’S ALWAYS PUTTED A LOW BASE PRICE IN INDIA. THAT’S WHY DOMINOS IS THE FAVOURITE FOOD CHAIN OF THE MIDDLE CLASS FAMILIES.

DOMINO’S OFFER FREE DELIVERY AT HOME.

DOMINO’S ACHIEVED FIRST MOVER ADVANTAGE IN THE FIELD OF TECHNOLOGY.

ORDERING – DISTRIBUTION – TRACKING – DELIVERY – COMPLAINT RESOLUTION.

DOMINO’S PIZZA ARE AVAILABLE IN DIFFERENT SIZES(SMALL, MEDIUM, LARGE AND IN DIFFERENT VARITIES EXTRA CHEESE, CRUST, THIN).

DOMINO’S ALWAYS PROVIDE OFFERS AND DISCOUNTS ON INDIAN FESTIVALS LIKE DIWALI, HOLI, REPUBLIC DAY ETC. IT’S LOOK LIKE IT’S AN INDIAN COMPANY.

DELIVERY BOYS, STAFF MEMBERS ARE ALWAYS GIVEN AWARDS APPRECIATION & INCENTIVES THEY ARE ALWAYS HAPPY.

DOMINO’S BECAME A YOUNGESTERS HUB NOWADAYS..

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June 23, 2020

THE LEVELS OF FINANCIAL FREEDOM

THE LEVELS OF FINANCIAL FREEDOM

LEVEL 6 : ABUNDANCE

(INVESTMENT CASH FLOW >> ANYTHING YOU WANT)

LEVEL 5 : INDEPENDENCE

(INVESTMENT CASH FLOW = LIVING COST)

LEVEL 4 : SECURITY

(INVESTMENT CASH FLOW = SURVIVAL EXPENSES)

LEVEL 3: DEBT FREEDOM

(FREE OF DEBT & START INVESTING)

LEVEL 2 : STABILITY

(LIVING EXPENSES = INCOME) + EMERGENCY FUND

LEVEL 1 : SOLVENCY

(DEBT/LIVING EXPENSES = INCOME)

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June 20, 2020

SOME INTERESTING THINGS ABOUT PRIVACY ON FACEBOOK

SOME INTERESTING THINGS ABOUT PRIVACY ON FACEBOOK

FACEBOOK IS ABLE TO RECOGNISE YOUR FACE OUT OF A THOUSAND

OFTEN YOU ARE NOT GIVEN A CHANCE TO AGREE TO PHOTOSTHAT YOUR DRINKING FRIENDS LOVE TO TAG YOU IN TIMELINELIKE THERE IS NO TOMORROW. BECAUSE YOU APPEAR IN THE ALBUMS OF OTHER USERS, FACEBOOK IS NOW PERFECTLYCAPABLE OF RECOGNISING YOUR FACE WITH IT’S FACE RECOGNITION ALGORITHM THAT IS HARDLY EVER WRONG.

YOUR MESSAGE ARE SAVED EVEN IF YOU’RE DELETED THEM

DON’T THINK THAT YOU ADULTEROUSCONVERSATION WILL DISAPPEAR OFFICIALLY FROM THE NETWORK JUST BECAUSE YOU HAD THE GOOD IDEA TO DELETE THEM.ARE YOU SERIOUS? FACEBOOK IS ALWAYS HAPPY TO KEEP THEM SAFE FOR YOU.. TEXTS THAT YOU SEND VIA MESSENGER (EVEN ONES THAT YOU DON’T SEND) ARE KEPT BY THE BLUE GIANT ALTHOUGH THEY DON’T TELL YOU THEY ARE. IT’S JUST THEIR LITTLE SECRET.

FACEBOOK KNOWS WHEN YOU ARE SLEEPING

IF YOU HAVEN’T DEACTIVATED THE MESSENGER FUNCTION (LET’S BE HONEST, NOBODY DOES) WHICH ALLOWS YOUR FRIENDS TO KNOW WHEN YOU ARE ONLINE SO THAT YOU CAN CHAT, FACEBOOK CAN ALSO TELL WHEN YOU ARE NOT ACTIVE. LOGICALLY, WHEN YOU SLEEP YOU DON’T USE THE SOCIAL NETWORK. IF YOU TRY TO DECEIVE FACEBOOK IT WILL ALWAYS HAVE THE UPPER HAND AS IT EVEN KNOWS THE TIME ZONE OF WHERE YOU ARE BASED.

FACEBOOK IS CAPABLE OF KNOWING YOUR SALARY SCALE

WE CAN’T SAY IT ENOUGH BUT FACEBOOK REALLY DOES KNOW EVERYTHING ABOUT YOU. THE NETWORK KNOWS ABOUT YOUR POLITICAL VIEWS, YOUR TASTES, YOUR HOBBIES (EVEN MORE IF YOU HAVE REGISTERED YOUR INTERESTS) BUT ALSO YOUR EDUCATIONAL LEVEL WHICH GIVES THEM AN IDEA OF YOUR FINANCIAL SALARY. WE CAN BET THEY ARE JUST A COUPLE OF POUNDS OUT FROM THE TRUTH!

WHEN YOU PUBLISH, THE COMPANY EARNS LOTS OF MONEY

THE MORE YOU PUBLISH ON SOCIAL MEDIA THE BIGGER THE COMPANY GETS. POSTS GIVE THE COMPANY MORE VALUE AND STATUS. PERHAPS YOU’LL THINK TWICEBEFORE PUBLISHING JUST ANY OLD THING ON YOUR WALL.

FACEBOOK MAKES YOU ADDICTED EVEN PARANOID

WITHOUT SOCIAL NETWORKS YOU CAN FEEL A BIT LOST. YOU CAN HAVE IRRESISTIBLE URGE TO SCROLL DOWN YOUR TIMELINE OR RECENT PUBLICATIONS AND LIKE PAGES OR SETTLE YOURSELF IN AN INTERNET CAFÉ. IF THAT SOUNDS LIKE YOU THEN YOU ARE A BIT OF AN ADDICT! WORSE STILL, YOU CAN BECOME PARANOID WHEN YOU SCROLL DOWN YOUR PARTNER’S FRIENDS PAGE AND FIND A PHOTO THAT YOU THINKS LOOKS LIKE MORE THAN IT ACTUALLY IS!

FACEBOOK KNOWS YOUR POLITICAL VIEWS

JUST LIKE A VIRTUAL BIG BROTHER, FACEBOOK CAN READ YOUR PERSONAL CHARACTERISTICS. IT’S ALGORITHM IS CAPABLE OF ANALYSING THE ARTICLES THAT YOU READ, THE GROUPS YOU FOLLOW AND THE TOPICS OF CONVERSATIONSYOU HAVE TO FIND OUT WHAT SIDE OF THE POLITICAL SPECTRUM YOU SIDE WITH. YOU CAN’T KEEP IT A SECRET FROM ANYONE IN THE END!

FACEBOOK KNOWS WHERE YOU ARE

IF YOU HADN’T REALISED ALREADY, THE MESSENGER APP CAN LOCATE YOUR EXACT LOCATION IN REAL TIME.YOU MIGHT HAVE NOTICED FACEBOOK ‘S SAFETY CHECK SYSTEM DURING SOME OF THE MORE RECENT TERRORIST ATTACKS. IF YOU WERE IN THE AFFECTED AREA YOU WOULD HAVE HAD THE OPTION OF CLICKING A BUTTON TO SAY “I’M SAFE”. WHAT’S MORE THE ADVERTS ON YOUR NEWS FEED ARE RELATED TO YOUR AREA. HOWEVER FACEBOOK ARE NOT ALONE WHEN IT COMES TO TRACKING YOUR LOCATION.

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May 18, 2020

Best Air Purifying Houseplants

Best Air Purifying Houseplants

Barberton Daisy
Baberton, Baberton Daisies, Daisy
Place the plant in a room with plenty of natural light and keep the soil moist but well-drained

English Lvy
Plant Rx: 5 Tips for Raising English Ivy Indoors | Costa Farms
Needs generous watering and 4 hours of direct sunlight a day

Snake Plant
Snake Plant, Houseplant
Be mindful not to overwater, as the roots are prone to rot in moist soil

Spider Plant
Spider Plant Care: Tips on How to Care for a Spider Plant

Provide them with well-drained soil and bright ,indirect light. Avoid over watering

Chrysanthemum
Chrysanthemum, Flowers, Flora, Autumn
The plant loves sunlight ,so place it in a spot near a sunbathed window

Aloe Vera
Aloe Vera, Succulent, Potted, Plant
place in bright and indirect sunlight or artifical light

May 11, 2020

Find Highest Ever Level Of Microplastics On Seafloor

Over 10 million tons of plastic waste enters the oceans each year. Floating plastic waste at sea has caught the public’s interest thanks to the ‘Blue Planet Effect’ seeing moves to discourage the use of plastic drinking straws and carrier bags. Yet such accumulations account for less than 1% of the plastic that enters the world’s oceans.

The missing 99% is instead thought to occur in the deep ocean, but until now it has been unclear where it actually ended up. Published this week in the journal Science, the research conducted by The University of Manchester (UK), National Oceanography Centre (UK), University of Bremen (Germany), IFREMER (France) and Durham University (UK) showed how deep-sea currents act as conveyor belts, transporting tiny plastic fragments and fibres across the seafloor.

These currents can concentrate microplastics within huge sediment accumulations, which they termed ‘microplastic hotspots’. These hotspots appear to be the deep-sea equivalents of the so-called ‘garbage patches’ formed by currents on the ocean surface.

The lead author of the study, Dr Ian Kane of The University of Manchester said: “Almost everybody has heard of the infamous ocean ‘garbage patches’ of floating plastic, but we were shocked at the high concentrations of microplastics we found in the deep-seafloor.

“We discovered that microplastics are not uniformly distributed across the study area; instead they are distributed by powerful seafloor currents which concentrate them in certain areas.”

Microplastics on the seafloor are mainly comprised of fibres from textiles and clothing. These are not effectively filtered out in domestic waste water treatment plants, and easily enter rivers and oceans.

In the ocean they either settle out slowly, or can be transported rapidly by episodic turbidity currents — powerful underwater avalanches — that travel down submarine canyons to the deep seafloor (see the group’s earlier research in Environmental Science & Technology). Once in the deep sea, microplastics are readily picked up and carried by continuously flowing seafloor currents (‘bottom currents’) that can preferentially concentrate fibres and fragments within large drifts of sediment.

These deep ocean currents also carry oxygenated water and nutrients, meaning that seafloor microplastic hotspots can also house important ecosystems that can consume or absorb the microplastics. This study provides the first direct link between the behaviour of these currents and the concentrations of seafloor microplastics and the findings will help to predict the locations of other deep-sea microplastic hotspots and direct research into the impact of microplastics on marine life.

The team collected sediment samples from the seafloor of the Tyrrhenian Sea (part of the Mediterranean Sea) and combined these with calibrated models of deep ocean currents and detailed mapping of the seafloor. In the laboratory, the microplastics were separated from sediment, counted under the microscope, and further analysed using infra-red spectroscopy to determine the plastic types. Using this information the team were able to show how ocean currents controlled the distribution of microplastics on the seafloor.

Dr Mike Clare of the National Oceanography Centre, who was a co-lead on the research, stated: “Our study has shown how detailed studies of seafloor currents can help us to connect microplastic transport pathways in the deep-sea and find the ‘missing’ microplastics. The results highlight the need for policy interventions to limit the future flow of plastics into natural environments and minimise impacts on ocean ecosystems.”

Dr Florian Pohl, Department of Earth Sciences, Durham University, said: “It’s unfortunate, but plastic has become a new type of sediment particle, which is distributed across the seafloor together with sand, mud and nutrients. Thus, sediment-transport processes such as seafloor currents will concentrate plastic particles in certain locations on the seafloor, as demonstrated by our research.”

Wave, Water, Surf, Ocean, Sea, Spray

An international research project has revealed the highest levels of microplastic ever recorded on the seafloor, with up to 1.9 million pieces in a thin layer covering just 1 square metre.

The only way to reduce the amount of plastic and micro plastics in the ocean is to reduce the amount of plastic we use

May 9, 2020

Should you get ready for a lockdown tax ?

Tax

The protracted war against the corona virus is affecting government coffers, leading to states wanting to raise taxes as much as possible in an effort to offset some deficits.

Sealed borders

With each state’s borders sealed, the risks of smuggling have been ruled out, leaving the states free to drastically raise taxes.

Back to back hikes

For example, one day after the 25% hike in the state of Andhra Pradesh, the price of liquor was increased by another 50%. The new hike is expected to add an additional revenue of Rs 9,000 crore per year.

Fuel

As oil prices continue to decline around the world, governments have decided to raise fuel prices at a lower cost; For example, petrol in Delhi rose by Rs 1.67 per liter and diesel by Rs 7.10 per liter.

Other options

There are other hikes available to governments – entertainment tax, municipal tax and registration fees on local panchayat chess, cars and property – that can be enforced at any time.

May 6, 2020