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THE 21 DAYS GROWTH CHALLENGE

THE 21 DAYS GROWTH CHALLENGE
IT TAKES 21 DAYS TO CREATE A NEW HABIT
GOAL 1: SAVE $20 PER DAY.
GOAL 2 : INVEST $5 PER DAY.
GOAL 3: READ 24PAGES PER DAY.
AFTER 21 DAYS, YOU WILL HAVE
SUCCESSFULLY $420 SAVED
 YOU HAVE $105 INVESTED
 FINISHED READING A GROWTH BOOK


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FINANCIAL PLANNING: THE 50/30/20 RULE FOR PERSONAL FINANCES

FINANCIAL PLANNING: THE 50/30/20 RULE FOR PERSONAL FINANCES

 NEEDS 50%

HOUSING, FOOD, TRANSPORTATION, EXPENSES, ESSENTIAL DEBT.
 

WANTS 30%

RESTAURANTS, ENTERTAINMENT, VACATIONS, LUXURY ITEMS,  ELECTRONICS,  CONCERTS.

SAVINGS & INVESTMENTS 20%
EMERGENCY FUND, 
RENTAL PROPERTY, 
STOCKS / ETFS (EXCHANGE TRADED FUND), 
REGISTERED RETIREMENT SAVINGS PLAN (RRSPS),
BONDS/MUTUAL FUNDS.
 

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TIPS FOR PERSONAL FINANCE GOALS

 TIPS FOR PERSONAL FINANCE GOALS
1) BUY STOCKS ON MONTHLY BASIS

 2) SAVE 20%OF YOUR INCOME

3) INVEST IN LOW COST INDEX FUNDS.
 4) INVEST IN DIVIDEND STOCKS.
 5) READ 1 BOOK A MONTH.
 6) PAY OF ALL YOUR DEBT.
 7) CREATE ANOTHER STREAM OF INCOME.

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