HOW TO USE A BUDGET

HOW TO USE A BUDGET

USE EXCEL OR GOOGLE SHEETS

 SEPARATE YOUR INCOME AND EXPENSES

 COMPARE TOTAL MONEY IN WITH MONEY OUT 

FIND LEFTOVER MONEY NOT PAYING EXPENSES

 TRACK EVERY SINGLE PURCHASE YOU MAKE

DETERMINE WHERE YOU ARE WASTING MONEY

 MONITOR AND SEE EXACTLY HOW MUCH YOU ARE WASTING

TRY HARDER TO SAVE AND NOT SPEND LEFTOVERS

 IMPROVE EACH MONTH AND WATCH YOUR SAVED MONEY INCREASE.

 

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TIPS FOR PERSONAL FINANCE GOALS

 TIPS FOR PERSONAL FINANCE GOALS
1) BUY STOCKS ON MONTHLY BASIS

 2) SAVE 20%OF YOUR INCOME

3) INVEST IN LOW COST INDEX FUNDS.
 4) INVEST IN DIVIDEND STOCKS.
 5) READ 1 BOOK A MONTH.
 6) PAY OF ALL YOUR DEBT.
 7) CREATE ANOTHER STREAM OF INCOME.

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