ARE YOU BECOMING SUCCESSFUL?



ARE YOU BECOMING SUCCESSFUL?
TOTAL POPULATION 7.5 B
 THINK ABOUT SUCCEEDING 4 B

 START SOMETHING BUT NEVER FINISH 750 M
ACTUALLY BECOME SUCCESSFUL 200 M

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DEDICATED YOURSELF FOR 6 MONTHS

DEDICATED YOURSELF FOR 6 MONTHS

6 MONTHS OF HARDCODE FOCUS & ALIGNMENT CAN PUT YOU 5 YEARS AHEAD IN LIFE.

DON’T UNDERESTIMATE THE POWER OF CONSISTENCY & DESIRE.

YOU HAVE WHAT IT TAKES TO BECOME THE BEST THAT YOU CAN BE.

DON’T EVER DOUBT YOURSELF. HARNESS YOUR POWER.
EXCEED YOUR EXPECTATIONS.

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DIFFERENT TYPES OF INVESTING

DIFFERENT TYPES OF INVESTING

 DIVIDEND INVESTING

 CREATE INCOME AND REINVESTINGIT TO MAKE MORE OVER TIME.

BUY AND HOLD INVESTING

INVESTING IN COMPANIES WITH VALUETO GROW YOUR MONEY OVER TIME

TREND INVESTING

INVESTING IN STOCK OR SECTOR TRENDSTO CATCH THE BIG WAVES.

 

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HOW TO INVEST BY AGE

HOW TO INVEST BY AGE
20-30
STOCKS 70%
BONDS 15%
R ESTATE 10%
CASH 5%
30- 50
STOCKS 65%
BONDS 20%
R ESTATE 10%
CASH 5%
50- 60
STOCKS 55%
BONDS 27.5%
R ESTATE 12.5%
CASH 5%
60+
STOCKS 40%
BONDS 35%
R ESTATE 15%
CASH 10%

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THE BIGGEST BEGINNER ENTREPRENEUR MISTAKE

THE BIGGEST BEGINNER ENTREPRENEUR MISTAKE
 

NO MATTER IF YOU OWN AN ONLINE STORE, INSTAGRAM PAGE, IF YOU SELL PRODUCTS OR IF YOU OFFER SERVICES. YOU NEED IT.

A CORPORATE IDENTITY FOR YOUR BUSINESS
A LOGO

A THEME

A COLOR SCHEME

STRUCTURE

BANNERS

CLEAR TARGETING

OBJECTIVES

MARKETING POSITIONING

ROADMAP

A PLAN

NOBODY WILL VALUE YOU AND SEE YOU AS A PROFESSIONAL. IF YOU DON’T HAVE A PROFESSIONAL APPEARANCE AND IDENTITY.

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NEW ITR FORMS FOR AY 2020-2021

NEW INCOME TAX RETURN FORMS

ITR 1

FOR INDIVIDUAL
  • ·        SALARY INCOME, ONE HOUSE PROPERTY
  • ·        OTHER SOURCE
(TOTAL INCOME upto RS.50LAKH)

THIS FORM IS FOR INDIVIDUALS AND HUF’s NOT HAVING INCOME FROM PROFITS AND GAIN OF BUSINESS OR PROFESSION.

FOR INDIVIDUALS AND HUF’s  HAVING INCOME FROM PROFITS AND GAIN OF BUSINESS OR PROFESSION.

ITR 4
FOR INDIVIDUAL AND HUF’s WITH PRESUMPTIVE INCOME FROM BUSINESS OR PROFESSION.

ITR 5
FOR PERSONS OTHER THAN (1)INDIVIDUALS, (2)HUF, (3)COMPANY AND (4)PERSON FILING FORM IRT-7.

ITR 6
FOR COMPANIES OTHER THAN COMPANIES CLAIMING EXEMPTION UNDER SECTION 11.

ITR 7
FOR PERSONS INCLUDING COMPANIES REQUIRED TO FURNISH RETURN UNDER SECTIONS 139(4A) OR 139(4B) OR 139(4C) OR 139(4D) ONLY.

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HOW TO USE A BUDGET

HOW TO USE A BUDGET

USE EXCEL OR GOOGLE SHEETS

 SEPARATE YOUR INCOME AND EXPENSES

 COMPARE TOTAL MONEY IN WITH MONEY OUT 

FIND LEFTOVER MONEY NOT PAYING EXPENSES

 TRACK EVERY SINGLE PURCHASE YOU MAKE

DETERMINE WHERE YOU ARE WASTING MONEY

 MONITOR AND SEE EXACTLY HOW MUCH YOU ARE WASTING

TRY HARDER TO SAVE AND NOT SPEND LEFTOVERS

 IMPROVE EACH MONTH AND WATCH YOUR SAVED MONEY INCREASE.

 

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TOP 10 MARKETING TOOLS FOR BUSINESS

TOP 10 MARKETING TOOLS FOR BUSINESS

EMAIL 54%
Email marketing is the act of sending a commercial message, typically to a group of people, using email. In its broadest sense, every email sent to a potential or current customer could be considered email marketing. It involves using email to send advertisements, request business, or solicit sales or donations.
 WEBSITE 51%
Digital marketing is the component of marketing that utilizes internet and online based digital technologies such as desktop computers, mobile phones and other digital media and platforms to promote products and services. 

SOCIAL MEDIA 48%
Social media marketing is the use of social media platforms to connect with your audience to build your brand, increase sales, and drive website traffic. This involves publishing great content on your social media profiles, listening to and engaging your followers, analyzing your results, and running social media advertisements. The major social media platforms (at the moment) are Facebook, Instagram, Twitter, LinkedIn, Pinterest, YouTube, and Snapchat.

MOUTH PUBLICITY 45%
Word-of-mouth marketing (WOM marketing) is when a consumer’s interest in a company’s product or service is reflected in their daily dialogues. Essentially, is it is free advertising triggered by customer experiences and usually, something that goes beyond what they expected. Word-of-mouth marketing can be encouraged through different publicity activities set up by companies, or by having opportunities to encourage consumer-to-consumer and consumer-to-marketer communications. Also called referred to as “WOMM” or “word-of-mouth advertising,” WOM marketing includes buzz, viral, blog, emotional, and social media marketing.

DIRECT MAIL 37%
Direct mail encompasses a wide variety of marketing materials, including brochures, catalogs, postcards, newsletters and sales letters. Major corporations know that directmail advertising is one of the most effective and profitable ways to reach out to new and existing clients.

 INTERNET ADVERTISEMENT 35%
Internet advertising, digital advertising or web advertising, is a form of marketing and advertising which uses the Internet to deliver promotional marketing messages to consumers.  

TV, RADIO, PRINT ADS 34%
TV advertising means conveying a message, typically to market a product or service. Television advertising advantages are TV reaches a much larger audience than local newspapers and radio stations, and it does so during a short period of time. It reaches viewers when they’re the most attentive.

PRINT COLLATERAL32%
In marketing and sales, marketing collateral is sometimes considered the collection of media used to support the sales of a product or service. Historically, the term “collateral” specifically referred to brochures or sell sheets developed as sales support tools.

SEO 25%
Search engine optimization is the process of growing the quality and quantity of website traffic by increasing the visibility of a website or a web page to users of a web search engine. SEO refers to the improvement of unpaid results and excludes direct traffic and the purchase of paid placement. 

CONFERENCE AND TRADE SHOWS 23%
Trade Shows. An exhibition for companies in a specific industry to showcase and demonstrate their new products and services. Generally trade shows are not open to the public and can only be attended by company representatives and members of the press.

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THE SECRET TO A COMPANY’S GROWTH

HOW IPOs WORK
THE SECRET TO A COMPANY’S GROWTH

1. COMPANIES HIRE AN INVESTMENT BANK TO ASSESS THE PRICE PER SHARE, TYPES OF SECURITIES AND THEIR IPO GOALS.
2. THE INVESTMENT BANK ACTS AS A BROKER BETWEEN THE COMPANY AND THE STOCK EXCHANGE TO HELP THEM SELL INITIAL SHARES.
3. A DATE IS SET FOR THE IPO (INITIAL PUBLIC OFFERING).
4. COMPANIES RECEIVE MONEY FROM THE IPO AND USE IT TO GROW THE BUSINESS AND GENERATE MORE REVENUE.
5. INITIAL INVESTORS SELL SHARES FOR PROFIT!

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IMPORTANT VALUATION RATIOS THAT EVERY INVESTOR SHOULD UNDERSTAND & KNOW ABOUT IT!

VALUATION RATIO
P/E RATIO
PRICE TO EARNING RATIO IS THE SHARE PRICE TO EARNING PER SHARE.

P/S RATIO
PRICE TO SALES RATIO IS THE SHARE PRICE TO REVENUE PER SHARE.

P/FCF RATO
CURRENT STOCK PRICE DIVIDED BY THE FREE CASH FLOW PER SHARE.

PEG RATIO
SIMILAR TO PE RATIO,PEG RATIO IS ADJUSTED FOR EXPECTED FUTURE GROWTH.

P/B RATIO
CURRENT MARKET PRICE DIVIDED BY NET ASSETS (BOOK VALUE).

EV/ EBITDA
ENTERPRISE VALUEDIVIDED BY EARNINGS BEFORE INTEREST, TAX & DEPRECIATION.

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DIFFERENT WAYS TO BUY AND INVEST IN GOLD

TYPES OF GOLD INSTRUMENTS

PHYSICAL GOLD

Physical gold. Being a tangible asset, which can be worn or displayed, one always has an emotional attachment to physical gold. Also, for an individual, it is easy to buy physical gold. You can buy it in the form of jewellery or gold biscuits and coins from jewellers.

SOVEREIGN GOLD BONDS
SGBs are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by Reserve Bank on behalf of Government of India.

GOLD COIN SCHEME
Indian Gold Coin Scheme is the third scheme launched by the Government of India. The Indian Gold Coin is the first national gold coin which will have the image of Ashok Chakra minted on one side and the face of Mahatma Gandhi on the other side. The coin is currently available in denominations of 5gm, 10gm and 20gm.

GOLD SAVING SCHEME
Gold or jewellery savings schemes come in two forms. A typical one allows you to deposit a fixed amount every month for the chosen tenure. When the term ends, you can buy gold (from the same jeweller) at a value that is equivalent to the total money deposited, including a bonus amount.

GOLD ETF
Gold ETF is an exchange-traded fund (ETF) that aims to track the domestic physical gold price. They are passive investment instruments that are based on gold prices and invest in gold bullion. In short, Gold ETFs are units representing physical gold which may be in paper or dematerialised form.

DIGITAL GOLD
Digital Gold is a simple, convenient and secure way to invest in 24K physical gold online. In this, investors can buy, sell and accumulate pure gold in fractions anytime and anywhere. Each gram bought by an investor is backed by an actual physical gold, which can be easily sold back online at market-linked gold rate.
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THE LEVELS OF FINANCIAL FREEDOM

THE LEVELS OF FINANCIAL FREEDOM

 LEVEL 6 : ABUNDANCE

(INVESTMENT CASH FLOW >> ANYTHING YOU WANT)

LEVEL 5 : INDEPENDENCE
(INVESTMENT CASH FLOW = LIVING COST)

LEVEL 4 : SECURITY
(INVESTMENT CASH FLOW = SURVIVAL EXPENSES)

LEVEL 3: DEBT FREEDOM
(FREE OF DEBT & START INVESTING)

LEVEL 2 : STABILITY
(LIVING EXPENSES = INCOME) + EMERGENCY FUND

LEVEL 1 : SOLVENCY
(DEBT/LIVING EXPENSES = INCOME)

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THE 90/20 RULE BUSINESS HACKS

THE 90/20 RULE
 
TRY WORKING AT A RATIO OF 90:20. 
90 MINUTES OF WORK BEFORE TAKING A 20-MINUTE BREAK.
THIS WILL CREATE A “FLOW STATE”, RESTING YOUR BRAIN JUST ENOUGH SO IT’S FRESH FOR THE NEXT 90 MINUTES.

TOP HIGHEST PAID CAREERS

HIGHEST PAID CAREERS

 BUSINESS OWNER    $UNLIMITED
                               HEALTH CARE JOBS    $267,020
                        PETROLEUM ENGINEER     $156,370
                                  IT MANAGER              $152,860
                                        PODIATRIST    $148,220

                            MARKETING MANAGER    $147,240

                               FINANCIAL MANAGER  $146,830

                                              PILOT    $146,660

                                         LAWYER    $144,230

                                    SALES MANAGER   $140,320

                   BUSINESS OPS.MANAGER   $123,880

                                   PHARMACIST      $123,670

                            FINANCIAL ADVISOR  $121,770


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SOME INTERESTING THINGS ABOUT PRIVACY ON FACEBOOK

SOME INTERESTING THINGS ABOUT PRIVACY ON FACEBOOK
 

FACEBOOK IS ABLE TO RECOGNISE YOUR FACE OUT OF A THOUSAND

 OFTEN YOU ARE NOT GIVEN A CHANCE TO AGREE TO PHOTOSTHAT YOUR DRINKING FRIENDS LOVE TO TAG YOU IN TIMELINELIKE THERE IS NO TOMORROW. BECAUSE YOU APPEAR IN THE ALBUMS OF OTHER USERS, FACEBOOK IS NOW PERFECTLYCAPABLE OF RECOGNISING YOUR FACE WITH IT’S FACE RECOGNITION ALGORITHM THAT IS HARDLY EVER WRONG.

YOUR MESSAGE ARE SAVED EVEN IF YOU’RE DELETED THEM
 DON’T THINK THAT YOU ADULTEROUSCONVERSATION WILL DISAPPEAR OFFICIALLY FROM THE NETWORK JUST BECAUSE YOU HAD THE GOOD IDEA TO DELETE THEM.ARE YOU SERIOUS? FACEBOOK IS ALWAYS HAPPY TO KEEP THEM SAFE FOR YOU.. TEXTS THAT YOU SEND VIA MESSENGER (EVEN ONES THAT YOU DON’T SEND) ARE KEPT BY THE BLUE GIANT ALTHOUGH THEY DON’T TELL YOU THEY ARE. IT’S JUST THEIR LITTLE SECRET.

FACEBOOK KNOWS WHEN YOU ARE SLEEPING
IF YOU HAVEN’T DEACTIVATED THE MESSENGER FUNCTION (LET’S BE HONEST, NOBODY DOES) WHICH ALLOWS YOUR FRIENDS TO KNOW WHEN YOU ARE ONLINE SO THAT YOU CAN CHAT, FACEBOOK CAN ALSO TELL WHEN YOU ARE NOT ACTIVE. LOGICALLY, WHEN YOU SLEEP YOU DON’T USE THE SOCIAL NETWORK. IF YOU TRY TO DECEIVE FACEBOOK IT WILL ALWAYS HAVE THE UPPER HAND AS IT EVEN KNOWS THE TIME ZONE OF WHERE YOU ARE BASED.

FACEBOOK IS CAPABLE OF KNOWING YOUR SALARY SCALE
WE CAN’T SAY IT ENOUGH BUT FACEBOOK REALLY DOES KNOW EVERYTHING ABOUT YOU. THE NETWORK KNOWS ABOUT YOUR POLITICAL VIEWS, YOUR TASTES, YOUR HOBBIES (EVEN MORE IF YOU HAVE REGISTERED YOUR INTERESTS) BUT ALSO YOUR EDUCATIONAL LEVEL WHICH GIVES THEM AN IDEA OF YOUR FINANCIAL SALARY. WE CAN BET THEY ARE JUST A COUPLE OF POUNDS OUT FROM THE TRUTH!

WHEN YOU PUBLISH, THE COMPANY EARNS LOTS OF MONEY
THE MORE YOU PUBLISH ON SOCIAL MEDIA THE BIGGER THE COMPANY GETS. POSTS GIVE THE COMPANY MORE VALUE AND STATUS. PERHAPS YOU’LL THINK TWICEBEFORE PUBLISHING JUST ANY OLD THING ON YOUR WALL.

FACEBOOK MAKES YOU ADDICTED EVEN PARANOID
WITHOUT SOCIAL NETWORKS YOU CAN FEEL A BIT LOST. YOU CAN HAVE IRRESISTIBLE URGE TO SCROLL DOWN YOUR TIMELINE OR RECENT PUBLICATIONS AND LIKE PAGES OR SETTLE YOURSELF IN AN INTERNET CAFÉ. IF THAT SOUNDS LIKE YOU THEN YOU ARE A BIT OF AN ADDICT! WORSE STILL, YOU CAN BECOME PARANOID WHEN YOU SCROLL DOWN YOUR PARTNER’S FRIENDS PAGE AND FIND A PHOTO THAT YOU THINKS LOOKS LIKE MORE THAN IT ACTUALLY IS!

FACEBOOK KNOWS YOUR POLITICAL VIEWS
JUST LIKE A VIRTUAL BIG BROTHER, FACEBOOK CAN READ YOUR PERSONAL CHARACTERISTICS. IT’S ALGORITHM IS CAPABLE OF ANALYSING THE ARTICLES THAT YOU READ, THE GROUPS YOU FOLLOW AND THE TOPICS OF CONVERSATIONSYOU HAVE TO FIND OUT WHAT SIDE OF THE POLITICAL SPECTRUM YOU SIDE WITH. YOU CAN’T KEEP IT A SECRET FROM ANYONE IN THE END!

FACEBOOK KNOWS WHERE YOU ARE
IF YOU HADN’T REALISED ALREADY, THE MESSENGER APP CAN LOCATE YOUR EXACT LOCATION IN REAL TIME.YOU MIGHT HAVE NOTICED FACEBOOK ‘S SAFETY CHECK SYSTEM DURING SOME OF THE MORE RECENT TERRORIST ATTACKS. IF YOU WERE IN THE AFFECTED AREA YOU WOULD HAVE HAD THE OPTION OF CLICKING A BUTTON TO SAY “I’M SAFE”. WHAT’S MORE THE ADVERTS ON YOUR NEWS FEED ARE RELATED TO YOUR AREA. HOWEVER FACEBOOK ARE NOT ALONE WHEN IT COMES TO TRACKING YOUR LOCATION.

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DO YOU KNOW HOW MUCH INDIA IMPORT GOODS

DO YOU KNOW HOW MUCH INDIA IMPORT GOODS

CAIT — The Confederation of All India Traders. Data list depend by kitchen bedroom washroom maximum used things chinese product. 
As a nation together chinese import items
One year spend 70 Billion Dollars(5341315000000 Indian rupees)

China import in Percentage :

Gray Scale Photo of Gears 
Mechanical and electrical 45%


Pile of White Pink and Brown Oblong and Round Medication Tablet
Pharmaceutical 65-75%


Assorted Iphone Lot
Smartphones 90%

Free stock photo of appartment, at home, beautiful home, company
Television 45%


Lord Ganesha Statuette
Ganesh statue 


Yellow Fireworks Illustration
Diwali & holly celebration items 

BECOME A MILLIONAIRE AT 30 BY DOING THESE 8 THINGS

BECOME A MILLIONAIRE AT 30 BY DOING THESE 8 THINGS

FOCUS ON EARNING

THE FIRST STEP IS FOCUS ON INCREASING YOUR INCOME IN INCREMENTS & REPEATING THAT.
EXAMPLE: ASK FOR RAISE & START A SIDE HUSTLE.

DEVELOP MULTIPLE STREAMS OF INCOME
65% OF MILLIONAIRES IN THOMAS CORLEY’S
STUDY HAS AT LEAST 3 STREAMS.
EXAMPLE: REAL ESTATE, INDEX FUNDS, & BUSINESS OWNER.

SAVE TO INVEST, DON’T JUST SAVE
BY INVESTING YOUR “SAVED” MONEY, YOU LIVE BELOW YOUR MEANS & FOCUS ON INCREASING YOUR INCOME.
EXAMPLE: MAKE AUTOMATIC (WHEN PAID) TRANSFERS INTO AN  S&P 500 INDEX FUND.

CHANGE YOUR MINDSET ON MONEY
GETTING RICH BEGINS WITH THE WAY YOU THINK & WHAT YOU KNOW ABOUT MAKING MONEY.
EXAMPLE: RICH PEOPLE KNOW MAKING MONEY IS AN INSIDE JOB, SO KEEP LEARNING.

INVEST IN YOURSELF
WEALTHY PEOPLE ARE VORACIOUS READERS. WARREN BUFFETT DEDICATES 80% OF BIS WORKING DAY TO READING.
EXAMPLE: READ, TAKE COURSES, HIRE A COACH & EXERCISE.

DITCH THE STEADY PAYCHECK
KEEPING JUST A STEADY PAYCHECK & YEARLY PAY RAISES IS THE SLOWEST PATH TO PROSPERIT.
EXAMPLE: WHILE WORKING 9-5, CREATE A BUSINESS, BECOME A BUSINESS PARTNER, INVEST & DIVERSIFY YOUR MONEY.

SET & VISUALIZE COMPLETING GOALS
CREATE A CLEAR GOAL & THEN A SPECIFIC PLAN FOR HOW TO ACHIEVE THAT GOAL.
EXAMPLE: COMMIT TO ATTAINING WEALTH BY WRITING DOWN & VISUALIZING YOUR GOALS.

SHOOT FOR $ 10 M, NOT $ 1M
GRANT CARDONE SAID,”THE SINGLE BIGGEST FINANCIAL MISTAKE I’VE MADE WAS NOT THINKING BIG ENOUGH.”
EXAMPLE: WHATEVER YOUR GOALS IS, INCREASE THEM 10x AS YOUR “ STRETCH GOAL”. PUSHING YOU TO WORK EVEN HARDER.
 

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How To Get GDP Data

Business strategy GDP. Chart made with chalk on a blackboard stock images

Sources for GDP Data

 The world bank hosts one of the most reliable web-based databases. It has one of the best and most comprehensive lists of countries for which it tracks GDP data. The International Money Fund (IMF) also provides GDP data through its multiple databases, such as World Economic Outlook and International Financial Statistics.


Highly reliable source of GDP data is the Organization for Economic Cooperation and Development (OECD). The OECD provides not only historical data but also forecasts for GDP growth.

The disadvantage of using the OECD database is that it tracks only OECD member countries and a few nonmember countries.

Importance of GDP
GDP is used as an indicator for most governments and economic decision-makers for planning and policy formulation


In case of GDP, each component is given the weight of its relative price. In market economics it clicks as prices reflect both marginal cost of the producer and marginal utility for the consumer, i.e. people sell at a price that others are willing to pay

GDP helps the investors to manage their portfolios by providing them with guidance about the state of the economy

Calculation of GDP provides with the general health of the economy. A negative GDP growth portrays bad signals for the economy. Economists analyse GDP to find out whether the economy is in recession, depression or boom


The GDP of a country can be calculated in the below mentioned rates

  • Expenditure approach,
  • Income approach
  • Value-added approach

Following is a simple way to calculate the GDP. GDP = consumption + investment + government spending) + (exports-imports) and the formula is                                              GDP = C + I + G + (X-M) 


where:

C= spending by consumers,
I= investment by businesses,
G= government spending and

(X-M)= net exports, that is, the value of exports minus imports. Net exports may be negative i.e. imports are more than exports.

7 THINGS YOU NEED TO KNOW IN YOUR 30S

7 THINGS YOU NEED TO KNOW IN YOUR 30S


START SAVING MONEY FOR RETIREMENT NOW, NOT LATER.


START TAKING CARE OF YOUR HEALTH.



DON’T SPEND TIME WITH PEOPLE WHO DON’T TREAT YOU WELL.



BE GOOD TO PEOPLE YOU CARE ABOUT.




YOU MUST CONTINUE TO GROW AND DEVELOP YOURSELF.



INVEST IN YOUR FAMILY IT’S WORTH IT.



AND MOST IMPORTANTLY, ALWAYS BE KIND TO YOURSELF.



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