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WHEN YOU WILL HAVE FINANCIAL SECURITY ?

 

DO YOU KNOW ?

WHEN YOU WILL HAVE FINANCIAL SECURITY?

FIRST YOU HAVE TO UNDERSTAND THERE ARE TWO TYPES OF INCOME

1 ACTIVE INCOME

2 PASSIVE INCOME

ACTIVE INCOME

 

THE INCOME YOU RECEIVE AFTER PERFORMING A SERVICE FOR OTHER

HERE YOUR INCOMING MONEY DEPENDS ON NUMBER OF HOURS YOU WORK.

PASSIVE INCOME

 THE INCOME YOU RECEIVE FROM YOUR INVESTMENTS.

HERE YOUR INCOMING MONEY DEPENDS ON YOUR INVESTMENTS LIKE STOCKS, BONDS, RENTAL PROPERTY, BUSINESS ETC.

WHAT IS FINANCIAL SECURITY?

THE STAGE WHEN YOU ARE NOT DEPENDENT ON YOUR ACTIVE INCOME.

WHEN YOU ARE INDEPENDENT OF YOUR ACTIVE INCOME?

WHEN YOUR PASSIVE INCOME STARTS FILLING YOUR MONTHLY EXPANSES.

WHAT THIS MEAN?

THE RETURNS YOU EARNED FROM INVESTMENTS LIKE STOCKS, REAL ESTATES, GOLD ETC. ARE GREATER THEN YOUR MONTHLY EXPENSES.

EXAMPLE:

MONTHLY EXPENSES: RS 25,000

YEARLY EXPENSES: RS 3 LAKHS

YOUR INVESTMENT PORTFOLIO: RS 50 LAKHS

AVERAGE RETURN PER YEAR: 10%

INCOME FROM INVESTMENTS PER YEAR: RS 5 LAKHS

5 LAKHS > 3 LAKHS

IN SUCH CONDITION YOU HAVE FINANCIAL SECURITY.

 THE MORE YOU INVEST TODAY WITH PROPER KNOWLEDGE, THE MORE YOU WILL BE FREE TOMORROW.

 

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CHARGES IN MUTUAL FUNDS

CHARGES IN MUTUAL FUNDS

FUND MANAGER MANAGES YOUR MONEY.
SUPPORTED BY A TEAM OF FINANCIAL ANALYSTS AND MARKET EXPERTS.
OBVIOUSLY, THEY DON’T DO THIS FOR FREE.
THE MUTUAL FUND COMPANY CHARGES FOR THEIR SERVICES.

 

1 EXPENSES RATIO

MUTUAL FUNDS MANAGE YOUR MONEY AND IN RETURN, THEY CHARGE FEES CALLED AN EXPENSES RATIO.
EXPENSE RATIO IS CHARGED ON ANNUAL BASIS.

 

2 STAMP DUTY

THE STAMP DUTY IS CHARGED AT THE RATIO OF 0.005% ON THE INVESTMENT VALUE.
STAMP DUTY CAME INTO ACTION RECENTLY, FROM 1STJULY, 2020.

 

3 SERVICE FEES

THERE ARE MANY ONLINE PLATFORMS TO INVEST IN MUTUAL FUNDS.
THERE COULD BE A TRANSACTION FEE OR SERVICE FEE THAT MAY OR MAY NOT BE APPLICABLE BY THE PLATFORM THAT YOU MAY BE USING.

 

4 EXIT LOAD

WHEN AN INVESTOR EXITS FROM A MUTUAL FUND SCHEME WITHIN A SHORT SPAN, AN EXIT LOAD HAS TO BE PAID.
THIS FEE IS CHARGED IN ORDER TO DISCOURAGE INVESTORS FROM OPTING OUT IF THE SCHEME TOO EARLY.

 

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DOMINO’S STRATEGY IN INDIA

DOMINO’S STRATEGY IN INDIA
IN 1996, DOMINO’S OPENED IT’S FIRST STORE IN DELHI. WE KNOW INDIANS ARE PRICE CONSIOUS THEY SAW VALUE FOR MONEY.
DOMINO’S ALWAYS PUTTED A LOW BASE PRICE IN INDIA. THAT’S WHY DOMINOS IS THE FAVOURITE FOOD CHAIN OF THE MIDDLE CLASS FAMILIES.

DOMINO’S OFFER FREE DELIVERY AT HOME.
DOMINO’S ACHIEVED FIRST MOVER ADVANTAGE IN THE FIELD OF TECHNOLOGY.
ORDERING – DISTRIBUTION – TRACKING – DELIVERY – COMPLAINT RESOLUTION.

DOMINO’S PIZZA ARE AVAILABLE IN DIFFERENT SIZES(SMALL, MEDIUM, LARGE AND IN DIFFERENT VARITIES EXTRA CHEESE, CRUST, THIN).

DOMINO’S ALWAYS PROVIDE OFFERS AND DISCOUNTS ON INDIAN FESTIVALS LIKE DIWALI, HOLI, REPUBLIC DAY ETC. IT’S LOOK LIKE IT’S AN INDIAN COMPANY.
DELIVERY BOYS, STAFF MEMBERS ARE ALWAYS GIVEN AWARDS APPRECIATION & INCENTIVES THEY ARE ALWAYS HAPPY.
DOMINO’S BECAME A YOUNGESTERS HUB NOWADAYS.. 

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SOME GREAT BOOKS FOR CRYPTO INVESTORS

SOME GREAT BOOKS FOR CRYPTO INVESTORS
(VOLUME 1&2)
WHILE MANY BOOKS EXPLAIN THE HOW OF BITCOIN, THE INTERNET OF MONEY DELVES INTO THE WHY OF BITCOIN.

WHO SHOULD READ THE BOOK:
IF YOU ARE INTERESTED IN THE HISTORY OF MONEY. WONDERING WHAT MAKES BITCOIN DIFFERENT. IF YOU ARE CURIOUS ABOUT WHAT MAKES MONEY WORK.

BITCOIN AND BLACK AMERICA IS A DYNAMIC NEW BOOK THAT EXPLORES THE SYNERGY BETWEEN BLACK ECONOMICS, BITCOIN AND BLOCKCHAINTECHNOLOGY.

THIS BOOK SHOWS YOU HOW TO NAVIGATE THROUGH THIS BRAVE NEW BLOCKCHAIN WORLD’S AND HOW TO INVEST IN THESE EMERGING ASSETS TO SECURE YOUR FINANCIAL FUTURE.


MASTERING BITCOIN IS YOUR GUIDE THROUGH THE SEEMINGLY COMPLEX WORLD OF BITCOIN, PROVIDING THE KNOWLEDGE YOU NEED TO PARTICIPATE IN THE INTERNET OF MONEY.

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WHO MANAGES MUTUAL FUNDS

WHO MANAGES MUTUAL FUNDS

THE MONEY IS MANAGED BY ASSET MANAGEMENT COMPANY.
THERE ARE MANY ASSET MANAGEMENT COMPANIES LIKE ICICI PRUDENTIAL, SBI MUTUAL FUNDS, HDFC AMC, MOTILAL OSWAL AND MANY OTHERS.

 

EVERY ASSET MANAGEMENT COMPANY HAS MANY MUTUAL FUND SCHEMES FOR DIFFERENT KIND OF PEOPLE DEPENDING ON THEIR GOAL, THEIR RISK FACTOR ETC.
EX – SBI MUTUAL FUND HAS 100+ MUTUAL FUND SCHEMES.
THERE ARE THOUSANDS OF PEOPLE WHO INVEST IN THE SAME MUTUAL FUND.

 

NOW, WHO WILL TAKE DECISIONS ON WHICH STOCKS TO BUY, HOW MUCH TO BUY, WHEN TO BUY, WHEN TO SELL ETC?
TO EVERY MUTUAL FUND, THERE IS A FUND MANAGER, WHO WILL TAKE DECISIONS LIKE WHICH STOCK TO BUY, HOW MUCH TO BUY, WHEN TO  BUY, WHEN TO SELL !
THE FUND MANAGER IS EXPERTIN THIS FIELD.
THAT IS WHY MUTUAL FUNDS ARE PROFESSIONALLY MANAGED FUNDS IN WHICH YOU AS AN INVESTOR DOES NOT HAVE TO DO ANY RESEARCH WORK.

 

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HOW TO USE CREDIT CARD SMARTLY

HOW TO USE CREDIT CARD SMARTLY

1 PAY YOUR CREDIT CARD BILLS ON TIME

IF YOU PAY YOUR ENTIRE CREDIT CARD BILLS BEFORE DUE DATE, YOU DO NOT INCUR ANY INTEREST CHARGES.
BUT IF YOU FAILED TO PAY THE AMOUNT BEFORE THE DUE DATE, THEN YOU WILL BE PENALISED & CHARGED HEAVILY!!
ONLY SPEND ON CREDIT CARD, WHAT YOU THINK YOU CAN PAY LATER ON TIME.

2 DON’T SETTLE FOR MINIMUM PAYMENT
THERE IS A PROVISION TO PAY PARTIAL AMOUNT OF YOUR BILL, IF YOU CAN’T PAY FULL.
TO AVOID PENALTIES, YOU MUST PAY YOUR BILL ON TIME
BUT TO  AVOID HEAVY INTEREST RATES, YOU MUST ALSO PAY THE BILL IN FULL.
DON’T PAY ATTENTION TO THE MINIMUM DUES.

3 AVOID USING YOUR CARD AT THE ATM
CREDIT CARDS ALSO LET YOU WITHDRAW CASH FROM ATM’s
BUT AVOID USING THE FACILITY.
BECAUSE ATM WITHDRAWALS ATTRACT HEAVY CHARGES.

4 AVAIL A LOAN IF REQUIRED
WHEN YOU PAY BILLS ON TIME, YOU WILL HAVE A GOOD CREDIT HISTORY AND CIBIL SCORE.
BASED ON THE SCORE, BANKS DECIDE WHETHER TO APPROVE OR DISAPPROVE A LOAN.

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WHAT ARE MUTUAL FUNDS

WHAT ARE MUTUAL FUNDS
MUTUAL FUND CAN SEEM TRICKY
BUT THEY ARE VERY SIMPLE

SUPPOSE A GIRL GOT RS 10 FROM HIS FATHER.
BUT SHE WANTED TO BUY A RS 100CHOCOLATE BOX.
SO SHE CONVINCED HER OTHER FRIENDS TO COLLECTIVELY BUY THE CHOCOLATE BOX.
THE KIDS COLLECTIVELY CONTRIBUTED RS 100 (SOME MORE , SOME LESS TO BUY THE CHOCOLATE BOX.
THE KIDS THEN DISTRIBUTED CHOCOLATES PROPORTIONATELYAMONGST THEM ACCORDINGLY TO THE CONTRIBUTION.
 


MUTUAL = FROM MANY PEOPLE
FUND = POOL OF MONEY
THE MONEY POOLED IN BY A LARGE NUMBER OF PEOPLE (OR INVESTORS) IS WHAT MAKES UP A MUTUAL FUND.
THIS FUND IS MANAGED BY A PROFESSIONAL FUND MANAGER.
THEN, IT INVESTS THE MONEY IN STOCKS, BONDS, AND OTHER MARKET INSTRUMENTS.
THE INCOME/GAINS GENERATED FROM THIS COLLECTIVE INSTRUMENT IS DISTRIBUTED PROPORTIONATELY AMONGST THE INVESTORS.

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JIOMART BUSINESS MODEL

JIOMART BUSINESS MODEL

JIOMART IS GOING TO OPERATE ON ONLINE TO OFFLINE(O2O) MODEL, WHICH MEANS IT WILL CONNECT WITH LOCAL RETAILERS AND DELIVER GOODS TO THE CUSTOMERS BY PROCURING THEM FROM THE NEAREST STORE LOCATED IN THE CUSTOMER’S VICINITY.

THIS MODEL IS UNLIKE THE WAREHOUSE MODEL USED BY MANY OF THE ONLINE GROCERY PLAYERS LIKE GROFERS AND AMAZON NOW.

THIS VENTURE AIMS TO OFFER FREE EXPRESS GROCERY DELIVERY FROM NEARBY SHOPS AND STORES TO ITS USERS. AND MINIMUM OF 5% DISCOUNT ON THE PRODUCTS.

JIOMART AIMS AT CREATING A WIN –WIN SITUATION BY ORGANIZING THE UNORGANIZED RETAIL SECTOR, HENCE BENEFITTING LOCAL SHOPKEEPERS WHOSE BUSINESSES WERE EARLIER BEING ADVERSELY AFFECTED DUE TO COMPETITIVE PRICING.

JIOMART IS EXPECTED TO EXPERIENCE ACCELERATED GROWTH BECAUSE OF THE COMMERCIAL PACT BETWEEN RELIANCE AND FACEBOOK’S WHATSAPP

JIOMART DESH KI DUKAN” SHOP OF INDIA PROUD OF INDIA”WHERE THE PEOPLE ARE SELF SELLER SELF RETAILER, SELF OWNER SELF CUSTOMER, SELF DISTRIBUTOR SELF WORKERS.

JIOMART GROCERIES WEBSITE IS NOW LIVE AND WILL BE AVAILABLE FOR USERS IN 200 CITIES ACROSS INDIA. THE CITIES INCLUDE DELHI, BENGALURU, CHENNAI AND KOLKATA, AMONG OTHERS.

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HOW CREDIT CARD WORKS

HOW CREDIT CARD WORKS
WHEN YOU SWIPE A DEBIT CARD, THE MONEY GETS DEDUCTED FROM YOUR BANK ACCOUNT.

CREDIT CARD LETS YOU BORROW FUNDS (USUALLY FROM BANKS) FOR A PRE – APPROVED LIMIT TO PAY FOR YOUR PURCHASES.

YOU ARE USING MONEY WHICH IS NOT YOURS BUT YOU WILL PAY LATER.

SUPPOSE YOU DO SHOPPING FROM 1STJULY TO 30TH JULY WITH YOUR CREDIT CARD.

DURING THIS PERIOD, ALL TRANSACTIONS DONE ON YOUR CREDIT CARD WILL SHOW UP IN YOUR MONTHLY CREDIT CARD STATEMENT.

SAY IT WILL SHOW ON 31ST JULY

THIS IS CALLED BILLING CYCLE.

TO PAY THE CREDIT CARD BILL, YOU GENERALLY GET A CREDIT FREE PERIOD OF 20 DAYS FROM THE BILL/STATEMENT ISSUE DATE.

THIS IS CALLED DUE DATE.

IN  OUR CASE, IT WILL BE AROUND 20THAUGUST.

IF YOU PAY YOUR ENTIRE CREDIT CARD OUTSTANDING BY THE PAYMENT DUE DATE, YOU DO NOT INCUR ANY INTEREST CHARGES OR PENALTY.

IN OUR EXAMPLE, IF YOU PAY THE CREDIT CARD BILL BEFORE 20TH AUGUST, THEN YOU WILL NOT BE INCURRED ANY CHARGES.

BUT IF YOU FAILED TO PAY THE AMOUNT BEFORE THE DUE DATE, THEN YOU WILL BE CHARGED HIGH INTEREST RATES THAT VARIES FROM 36% TO 42% ANNUALLY ON THE WHOLE 50 DAYS PERIOD.

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STOP SAYING YOU HAVE NO TIME

STOP SAYING YOU HAVE NO TIME

THERE ARE 168 HOURS IN A WEEK
YOU SPEND 40 HOURS AT WORK OR SCHOOL, 14 HOURSAT THE GYM, 56 HOURS SLEEPING.
THAT MEANS YOU STILL HAVE 58 HOURSLEFT TO USE. DON’T WASTE THAT TIME, USE IT WISELY.

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LESSONS FROM RICH DAD POOR DAD

LESSONS FROM RICH DAD POOR DAD

LEARN TO LISTEN

PAY YOURSELFFIRST
BUY LUXURIES LAST, NOT FIRST
AIM FOR MORE VALUABLE ASSETS
BE IN CONTROLOF YOUR EMOTIONS
WORK TO LEARN, DON’T WORK FOR MONEY
YOU BECOME WHAT YOU STUDY, SO READ
SURROUNDYOURSELF WITH PEOPLE WHO ARE SMARTER THAN YOU

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SOLUTIONS OF FINANCIAL MISTAKES

SOLUTIONS OF FINANCIAL MISTAKES
THE EARLY YOU START YOUR FINANCIAL PLANNING, THE BETTER IT IS.
FINANCIAL PLANNING IS NOT STANDARDS. IT’S PERSONAL!

BUYING LIABILITIES
ASSET IS SOMETHING THAT PUTS MONEY IN YOUR POCKET.
FOR EXAMPLE INVESTMENT, REAL ESTATES, A BUSINESS, PRODUCTS LIKE BOOKS OR ART, OR THE DIVIDENDS FROM STOCK AND BOND INVESTMENT.

POORLY USING CREDIT CARDS
CREDIT CARD CAN BE SMARTLY USED.
YOU CAN USE IT GET UPTO 50 DAYS INTEREST FREE LOAN.
CREDIT CARD CAN BE USED IN EMERGENCY SITUATIONS.
IT CAN BE USED TO IMPROVE CREDIT SCORE.

BUYING TOO MUCH GOLD
ROBERT KIYOSAKI PROMOTES BUYING GOLD, BUT WARREN BUFFET ADVISES AGAINST IT.
SO, BUYING GOLD OR NOT AND IF YES, HOW MUCH DEPENDS ON YOUR FUTURE GOALS AND RISK TAKING ABILITY.

MONEY LYING IDLE IN BANKS
MOST OF US ARE YOUNG. IN THIS AGE, WE CAN AFFORD TO TAKE SOME EXTRA RISK.
WE SHOULD INVEST IN STOCKS, MUTUAL FUNDS(FROM INDEX FUNDS TO LIQUID FUNDS), ETF’s DEPENDING ON PERSONAL GOALS AND REQUIREMENT RATHER THAN PLAYING SAFE.

PUTTING ALL EGGS IN ONE BASKET
LOOK OR EVERY INVESTMENT OPPORTUNITY POSSIBLE. INVEST IN WHAT SUITS YOU BEST. NEVER PUT ALL EGGS IN ONE BASKET.
YOU CAN DIVIDE MONEY FOR EMERGENCY FUND, FD, CASH IN SAVINGS ACCOUNT, INVESTMENT IN STOCKS, MUTUAL FUNDS, BONDS, REAL ESTATE ETC.

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DOMINO’S MARKETING STRATEGY

DOMINO’S MARKETING STRATEGY
DOMINO’S PIZZA COMES WITH A 30- MINUTES GUARANTEE FROM THE TIME AN ORDER IS PLACED. IF THE TIME TAKEN IA MORE THAN 30 MIN. THE PIZZA COMES FREE IF IT COSTS UNDER RS 300.

PEOPLE STARTED ORDERING PIZZA FROM DOMINO’S WITH THE MOTIVE OF GETTING FREE PIZZA ANY HOW IF DELIVERY BECOMES LATE.

DOMINO’S ALSO ADVERTISED THIS 30 MIN DELIVERY SCHEME IN THE FAMOUS COMEDY FILM “PHIR HERA PHERI”.

THE BRAND IS VERY ACTIVE ON ALL THE POPULAR SOCIAL MEDIA PLATFORMS AND IS SEEN ENGAGING WITH CUSTOMERS OVER THEIR FEEDBACK.

DOMINO’S PIZZA IN INDIA IS DOMINATING THE MARKET. WITH A 70% SHARE OF THE PIZZA MARKET AND THEY ARE CLEARLY IN FIRST PLACE.

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INDIA BANKS WHICH WERE FOUNDED BEFORE 1947

INDIA BANKS WHICH WERE FOUNDED BEFORE 1947
FEDERAL BANK
INITIALLY KNOWN AS TRAVANCORE FEDERAL BANK, FEDERAL BANK LTD WAS FOUNDED BY K.P. HORMIS IN 1931.
ALLAHABAD BANK
ALLAHABAD BANK WAS FOUNDED ON 24 APRIL 1865, BY THREE EUROPEANS IN THE CITY AFTER WHICH IT IS NAMED. IN 1969, IT WAS ONE OF THE 14 BANKS TO BE NATIONALIZED.
BANK OF BARODA
BANK OF BARODA WAS FOUNDED IN 1908 BY MAHARAJA SAYAJIRAO GAEKWAD III OF BARODA, SUPPORTED BY SEVERAL EMINENT PERSONALITIES.

PUNJAB NATIONAL BANK
FOUNDED IN LAHORE IN 1895 BY A GROUP OF VISIONARIES AND PATRIOTS – INCLUDING LALA LAJPAT RAI AND E.C JESSAWALA.
CANARA BANK
AMMEMBAL SUBBARAO PAI FOUNDED CANARA BANK IN 1906 AND CALLED IT THE CANARA BANK HINDU PERMANENT FUND. IT WAS RENAMED CANARA BANK IN 1969 AFTER NATIONALIZATION.
BANK OF INDIA
FOUNDED BY A GROUP OF EMINENT BUSINESSMEN FROM BOMBAY, INCLUDING RATANJI DADABHOY TATA, BANK OF INDIA WAS UNDER PRIVATE OWNERSHIP TILL JULY 1969 WHEN ITS WAS NATIONALIZED.
ORIENTAL BANK
RAI BAHADUR LALA SOHAN LAL, THE FIRST CHAIRMAN OF ORIENTED BANK OF COMMERCE, FOUNDED IT IN 1943 IN LAHORE.
DENA BANK
DENA BANK WAS FOUNDED ON 26 MAY 1938 BY THE FAMILY OF DEVKARAN NANJEE, AN INDIAN FINANCIER MORE POPULARLY KNOWN AS C.D. DESAI. IT WAS NATIONALOZED IN 1969.
KARNATAKA BANK
KARNATAKA BANK WAS INCORPORATED ON 18 FEBRUARY 1924 AT MANGALORE IN KARNATAKA. LATER, IT MERGED WITH SRINGERI SHARDA BANK LTD, CHITRADURGA BANK LTD AND BANK OF KARNATAKA.

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5G NETWORK IN INDIA

5G NETWORK IN INDIA

RELIANCE JIO TO LAUNCH “MADE IN INDIA: 5G NETWORK BY NEXT YEAR
MUKESH AMBANI’S STATEMENT WHILE ADDRESSING THE SHAREHOLDERS & PROSPECTIVE INVESTORS DURING THE 43rdANNUAL GENERAL MEETING.

“I HAVE GREAT PRIDE IN ANNOUNCING THAT JIO HAS DESIGNED AND DEVELOPED A COMPLETE 5G SOLUTION FROM SCRATCH.
THIS WILL ENABLE US TO LAUNCH A WORLD CLASS 5G SERVICE IN INDIA, USING 100% HOMEGROWN TECHNOLOGIES &SOLUTIONS.”
                   -MUKESH AMBANI

 

AMBANI HAS FURTHER ADDED THAT SERVICE WILL BE READY AS SOON AS THE 5G SPECTRUM IS AVAILABLE IN INDIA AND CAN BE READY FOR THE DEPLOYMENT IN NEXT YEAR.

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18% GST TO BE LEIVED ON HAND SANITIZERS

18% GST TO BE LEIVED ON ALCOHOL BASED HAND SANITIZERS: AUTHORITY OF ADVANCE RULING

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A PROFESSOR EXPLAINED MARKETING TO MBA STUDENTS

A PROFESSOR EXPLAINED MARKETING TO MBA STUDENTS
1 YOU SEE A GORGEOUS GIRL IN PARTY, YOU GO UP TO HER AND SAY I’M VERY RICH MARRY ME. THAT’S A DIRECT MARKETING.

2 YOU ATTEND PARTY & YOUR FRIEND GOES TO A GIRL & POINTING AT YOU TELLS HER, “HE’S VERY RICH, MARRY HIM.. “THAT’S ADVERTISING”

3 YOU SEE A GORGEOUS GIRL AT A PARTY. YOU GO UP TO HER AND GET HER TELEPHONE NUMBER. THE NEXT DAY, YOU CALL AND SAY: “HI, I’M VERY RICH, MARRY ME!” THAT’S TELEMARKETING

4 A GIRL WALKS TO YOU AND SAY YOU ARE RICH, CAN YOU MARRY ME? “THAT’S BRAND RECOGNITION”

5 YOU SAY I’M VERY RICH, MARRY ME AND SHE SLAPS YOU “THAT’S CUSTOMER FEEDBACK”

6 YOU SAY “I’M VERY RICH, MARRY ME!” AND SHE INTRODUCES YOU TO HER HUSBAND. “THAT’S DEMAND AND SUPPLY GAP”

7 BEFORE YOU SAY”I’M RICH, MARRY ME!” YOUR WIFE ARRIVES THAT’S RESTRICTION FROM ENTERING NEW MARKETS.

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WHY YOU NEED TO WAKE UP AT 5 AM

WHY YOU NEED TO WAKE UP AT 5 AM

LET’S SAY THE AVERAGE PERSON WAKES UPS AT 7AM EVERYDAY.
BY WAKING UP AT 5PM YOU GET 2 HOURS EXTRA EACH DAY, 14 HOURS EXTRA A WEEK, AND 728 EXTRA HOURS A YEAR WHICH TRANSLATE TO 30 DAYS.
THAT ‘S GIVES YOU A WHOLE MONTH HEAD START ON ALL YOUR COMPETITORS.
IN BUSINESS YOU NEED TO WORK LIKE SOMEONE OUT THERE IS TRYING TO TAKE EVERY DOLLAR FROM YOUR BUSINESS. BECAUSE THEY ARE!

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VERY FIRST STEPS TO START A BUSINESS

VERY FIRST STEPS TO START A BUSINESS

1 THINK ABOUT FUTURE, LIVE AHEAD.

 

2 QUESTION YOURSELF WHAT IS MISSING IN THE WORLD.

3 WRITE DOWN IDEAS BEFORE BOUNCING.
4 CREATE A PROTOTYPE.

5 ITERATE ON THE PROTOTYPE.
6 FIND A CO FOUNDER.

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