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The Biggest Money Wasters

The Biggest Money Wasters  
       


Fast food
     Eating foods that contain it can increase your LDL (bad cholesterol), lower your HDL (good cholesterol), and increase your risk for type 2 diabetes and heart disease. Restaurants may also compound the calorie-counting issue.
  Expensive cars

 The price of a new car is typically much more expensive than if you bought the vehicle used. Be prepared to pay much more in sales tax. New vehicles are said to lose up to 20 percent of their value as soon as you drive off the lot.


 
Addictions

          Addiction is a psychological and physical inability to stop consuming a chemical, drug, activity, or substance, it is causing psychological and physical harm.
      
Gambling

         Mental health disorders.People who gamble compulsively often have substance abuse problems, personality disorders, depression or anxiety. Compulsive gambling may also be associated with bipolar disorder, obsessive-compulsive disorder (OCD) or attention deficit/hyperactivity disorder (ADHD).

Alcohol
        People who drink alcoholalso develop a high risk of chronic liver cancer and many other liver diseases.

Smoking
      Cigarettes contain nicotine, which is highly addictive. Even if you want to quit smoking, you may find it difficult because you’re addicted to the effects of nicotine.

Designer brands

      Huge development costs. The biggest disadvantage of branding is that it involves huge cost because brands are not created overnight and companies have to spend huge sums on advertising and publicity.

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Find Highest Ever Level Of Microplastics On Seafloor

Find Highest Ever Level Of Microplastics On Seafloor


Over 10 million tons of plastic waste enters the oceans each year. Floating plastic waste at sea has caught the public’s interest thanks to the ‘Blue Planet Effect’ seeing moves to discourage the use of plastic drinking straws and carrier bags. Yet such accumulations account for less than 1% of the plastic that enters the world’s oceans.
The missing 99% is instead thought to occur in the deep ocean, but until now it has been unclear where it actually ended up. Published this week in the journal Science, the research conducted by The University of Manchester (UK), National Oceanography Centre (UK), University of Bremen (Germany), IFREMER (France) and Durham University (UK) showed how deep-sea currents act as conveyor belts, transporting tiny plastic fragments and fibres across the seafloor.

Garbege Whale Underwater Envir...
These currents can concentrate microplastics within huge sediment accumulations, which they termed ‘microplastic hotspots’. These hotspots appear to be the deep-sea equivalents of the so-called ‘garbage patches’ formed by currents on the ocean surface.
The lead author of the study, Dr Ian Kane of The University of Manchester said: “Almost everybody has heard of the infamous ocean ‘garbage patches’ of floating plastic, but we were shocked at the high concentrations of microplastics we found in the deep-seafloor.

“We discovered that microplastics are not uniformly distributed across the study area; instead they are distributed by powerful seafloor currents which concentrate them in certain areas.”
Microplastics on the seafloor are mainly comprised of fibres from textiles and clothing. These are not effectively filtered out in domestic waste water treatment plants, and easily enter rivers and oceans.
In the ocean they either settle out slowly, or can be transported rapidly by episodic turbidity currents — powerful underwater avalanches — that travel down submarine canyons to the deep seafloor (see the group’s earlier research in Environmental Science & Technology). Once in the deep sea, microplastics are readily picked up and carried by continuously flowing seafloor currents (‘bottom currents’) that can preferentially concentrate fibres and fragments within large drifts of sediment.
These deep ocean currents also carry oxygenated water and nutrients, meaning that seafloor microplastic hotspots can also house important ecosystems that can consume or absorb the microplastics. This study provides the first direct link between the behaviour of these currents and the concentrations of seafloor microplastics and the findings will help to predict the locations of other deep-sea microplastic hotspots and direct research into the impact of microplastics on marine life.
The team collected sediment samples from the seafloor of the Tyrrhenian Sea (part of the Mediterranean Sea) and combined these with calibrated models of deep ocean currents and detailed mapping of the seafloor. In the laboratory, the microplastics were separated from sediment, counted under the microscope, and further analysed using infra-red spectroscopy to determine the plastic types. Using this information the team were able to show how ocean currents controlled the distribution of microplastics on the seafloor.
Dr Mike Clare of the National Oceanography Centre, who was a co-lead on the research, stated: “Our study has shown how detailed studies of seafloor currents can help us to connect microplastic transport pathways in the deep-sea and find the ‘missing’ microplastics. The results highlight the need for policy interventions to limit the future flow of plastics into natural environments and minimise impacts on ocean ecosystems.”
Dr Florian Pohl, Department of Earth Sciences, Durham University, said: “It’s unfortunate, but plastic has become a new type of sediment particle, which is distributed across the seafloor together with sand, mud and nutrients. Thus, sediment-transport processes such as seafloor currents will concentrate plastic particles in certain locations on the seafloor, as demonstrated by our research.”

Wave, Water, Surf, Ocean, Sea, Spray

An international research project has revealed the highest levels of microplastic ever recorded on the seafloor, with up to 1.9 million pieces in a thin layer covering just 1 square metre.

The only way to reduce the amount of plastic and micro plastics in the ocean is to reduce the amount of plastic we use

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Should you get ready for a lockdown tax ?

Should you get ready for a lockdown tax ?

Tax

The protracted war against the corona virus is affecting government coffers, leading to states wanting to raise taxes as much as possible in an effort to offset some deficits.

Sealed borders


With each state’s borders sealed, the risks of smuggling have been ruled out, leaving the states free to drastically raise taxes.

Back to back hikes


For example, one day after the 25% hike in the state of Andhra Pradesh, the price of liquor was increased by another 50%. The new hike is expected to add an additional revenue of Rs 9,000 crore per year.

Fuel

As oil prices continue to decline around the world, governments have decided to raise fuel prices at a lower cost; For example, petrol in Delhi rose by Rs 1.67 per liter and diesel by Rs 7.10 per liter.

Other options

There are other hikes available to governments – entertainment tax, municipal tax and registration fees on local panchayat chess, cars and property – that can be enforced at any time.

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Side Hustles You Can Start Now

Side Hustles You Can Start Now


Web development

Web development is the work involved in developing a website for the Internet (World Wide Web) or an intranet (a private network). … Among web professionals, “web development” usually refers to the main non-design aspects of building websites: writing markup and coding.




Start a blog

A blog (shortening of “weblog”) is an online journal or informational website displaying information in the reverse chronological order, with the latest posts appearing first. It is a platform where a writer or even a group of writers share their views on an individual subject.
 

Instagram marketing


Digital marketing is the component of marketing that utilizes internet and online based digital technologies such as desktop computers, mobile phones and other digital media and platforms to promote products and services. 



Photography 

            

The art or practice of taking and processing photographs.



Remote tutor

Online tutoring is the process of tutoring in an online, virtual, or networked, environment, in which teachers and learners participate from separate physical locations. Aside from space, literature also states that participants can be separated by time.


Pod casting

Podcasting is a free service that allows Internet users to pull audio files (typically MP3s) from a podcasting Web site to listen to on their computers or personal digital audio players. The term comes from a combination of the words iPod (a personal digital audio player made by Apple) and broadcasting.


Sell on Etsy

Etsy is a unique marketplace. Buyers come here to purchase items that they might not find anywhere else. Everything listed for sale on Etsy must be handmade, vintage or a craft supply.

Drive for Uber/Ola

Uber is a platform where those who drive and deliver can connect with riders, eaters, and restaurants.


Write e book

An eBook is an electronic version of a traditional print book that can be read by using a personal computer or by using an eBook reader.

Affiliate marketing
 

Affiliate marketing is the process of earning a commission by promoting other people’s (or company’s) products. You find a product you like, promote it to others and earn a piece of the profit for each sale that you make. 

Travel consultant

Determining clients’ needs and suggesting suitable travel packages. Organizing travels from beginning to end, including tickets, accommodation and transportation. Supplying travelers with pertinent information and useful travel/holiday materials.

Online coaching

online coaching involves a tool such as Skype, Adobe Connect, Google hangout, GoToMeeting or others. It also involves two (or more) people who have a common interest- working through challenging situations or unsatisfactory results in their lives or work. 
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10 Movies For Entrepreneurs

 10 Movies For Entrepreneurs

1.Wall street
deepfocusreview.com/wp-content/uploads/2016/12/...
The film tells the  story of Bud Fox (sheena), a young stockbroker  who becomes involved with Gordon Gekko (Douglas),a wealthy, unscrupulous corporate raider.
     
2.Money ball
Download moneyball (2011) Full Movie HD 1080p 720p Divx ...
In the film, Beane (Brad Pitt) and assistant GM Peter Brand (Jonah Hill), faced with the franchise’s limited budget for players, build a team of undervalued talent by taking a sophisticated sabermetric approach to scouting and analyzing players.
3.Catch me if you can
Catch Me If You Can Wallpapers - Wallpaper Cave
     The film is based on the life of Frank Abagnale, who, before his 19th birthday, successfully performed cons worth millions of dollars by posing as a Pan American World Airways pilot, a Georgia doctor and a Louisiana parish prosecutor. His foremost crime was check fraud; he became so highly skilled that the FBI later turned to him for help catching other check forgers.
4.The social network
Such great attention-grabbing imagery used for this poster! one of ...
Adapted from Ben Mezrich’s 2009 book The Accidental Billionaires, it portrays the founding of social networking website Facebook and the resulting lawsuits. It stars Jesse Eisenberg as founder Mark Zuckerberg, along with Andrew Garfield as Eduardo Saverin, Justin Timberlake as Sean Parker, Armie Hammer as Cameron and Tyler Winklevoss, and Max Minghella as Divya Narendra.
5.The founder
The Founder (2016) Download YIFY Movie Torrent - YTS
The Founder is a 2016 American biographical comedy-drama film directed by John Lee Hancock and written by Robert Siegel.The film premiered at Arclight Hollywood on December 7, 2016 and was released theatrically in the United States on January 20, 2017 by The Weinstein Company. It grossed $24 million worldwide and received generally positive reviews from critics, who praised Keaton’s performance.
  
6.Office space
Office Space 1999 MULTi 1080p BluRay x264 DTS-HD 5.1-HighCode ... 
Office Space was filmed in Dallas and Austin, Texas. It is based on Judge’s Milton cartoon series and was his first foray into live-action filmmaking and his second full-length motion picture release, following Beavis and Butt-Head Do America.
7.Startup.com
Watch startup.com (2001) Full Movie Free Online Streaming | Tubi
Picking up where today’s headlines leave off, Startup.com examines the current troubled state of the Internet revolution, in which inflated ideals and dreams of instant wealth have been supplanted by harsh economic realities and broken promises.
8.Twelve angry men
GOOGLE DRIVE — Mp4 12 Angry Men (1957) FullMovie|®GOOGLE DOCs — 12 ...
A dissenting juror in a murder trial slowly manages to convince the others that the case is not as obviously clear as it seemed in court.
9. Wolf of wallstreet
 Watch Free Movies Online: The Wolf of Wall Street
Introduced to life in the fast lane through stockbroking, Jordan Belfort takes a hit after a Wall Street crash. He teams up with Donnie Azoff, cheating his way to the top as his relationships slide.
 10.Rouge trader
film rogue trader 
This drama, based on a true story, follows Nick Leeson (Ewan McGregor), a young British man working at Barings, a major investment bank. Sent to Singapore and placed in a position of authority at the bank’s branch there, Leeson takes advantage of the thriving Asian market to make risky trades.

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2020 Blog Trends You Need to Know About to be Successful

2020 Blog Trends You Need to Know About to 

be Successful


Photoshop Tutorials



Travel




Gardening


Business Consulting





Art & Culture




App Reviews



Cryptocurrency

Book Reviews



Beauty and Fashion




College Planning

Interior Design



Home Exercise Workouts

Home Cooking




Bodybuilding



Pet Care & Training



Personal Development



Photography


Psychology

Restaurant Reviews

Software Development


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Top 7 Benefits of Investing in Real Estate

Top 7 Benefits of Investing in Real Estate

House, Real Estate, Building, Residence

Real estate investment is one of the most popular and profitable investment in term of high return rate and high profit. Real estate investment has a potential to gain long term and short-term business success with different investment motives. When someone put his investment in real estate market or property business, he may open the door of multiple advantages or benefits for his property business.
Apart from the other type of business, investors could also enjoy a steady income flow that may lead his business toward financial freedom. Only a right real estate market strategy, business plan and investor goals streamlined or brings right real estate benefits.
Here, we are going to discuss few benefits of real estate investment for a successful property business.

Black Handled Key on Key Hole

The Benefits of Real Estate Investing

 

Investment with High Return and Profit

If you as an investor choose right real estate investment than be sure about your secure future. Real estate has many benefits, high return and high profit is one of them. Your real estate investment decision could be one of the best decisions of your life in term of getting high profit or return in a very short time. Through your real estate investment, you can generate wealth on your rental, buying or selling property or could be hedge against inflation. Real estate expert and professional would be able to get profit on their house for sale, plot for sale and on rental properties. Real estate investment converts your passive income or cash flow into profitable profit or return.

50 Euro Banknote Folding on Top of Piled Coins

Stable Income

As we all know that real estate investment is much and stable than stock exchange or import-export investment. The other market investments going through many fluctuations on daily basis, but real estate does not have daily basis fluctuation, its prices fluctuate once in 5 or 10 years. Only real estate investment stables your income as compare to other investments. The real estate investment is like a high-profile job but with desired income or profit.
Once you invest your money into real estate market or other real estate types, you will be able to collect your fixed return along with high profit. If you put your investment in rental properties than you would be able to get fixed periodic profit without your active involvement. As we all know that the real estate market prices vary from area to area or country to country, so profit and income is directly related to your real estate market. Others factors doesn’t affect real estate market directly so remember one thing about this investment that it is stable and safe than other.

 Money, Finance, Mortgage, Loan

The Assets Value Increase over Time

As real estate investments have many types or real estate assets. Through these real estate assets or investment types, investors could get high profit because real estate assets values increase over time. As you have rental property so you very well that rents increase day by day due to increasing demand of facilities available and high inflation rate. If you have asset like house for sale, its value could be increase over time to get high profit on it. As construction cost rates increased day by day, the return rate automatically increases. The value also increases because of the high investment on these assets and due to extra maintenance cost.

Real Estate Investment Helps Country Local Economy

One of the noticeable advantage or benefit of real estate investment is that it helps country’s local economy. Directly or indirectly this investment will increase country economy or not only profitable for the investors but country as well. If you are real estate investors than you will also help your country as much as you can through your investment. All real estate investors could employee more people in their real estate business or construction site or actively help to minimize the unemployment in the country or help country to build strong economy.

It Offers Flexible Investment Options

Real estate market is a huge or vast market as compared to other markets. It offers investors many flexible investment options according to their interest or caliber. If you want to run rental real estate than you could easily put your investment in that field. If you are interested to do commercial or residential real estate business than it will provide multiple guidance sources and resources regarding your property business. You can invest your money in your own desired real estate field and earn huge profit without third party involvement.
The flexibility in real estate will also help you to show expert skills and build your individual portfolio over time as well. You can save your profit you have generated from your real estate business and invest this into another real estate project for more profit and return. You can hire employees to boost your business on wider scale for your business reputation and marketing. As other investments have limit in term of profit or scope but real estate earning, scope and profit would be limitless.

Black Calculator Near Ballpoint Pen on White Printed Paper

Tax Benefits over Depreciation

As there are many benefits of real estate investment, tax benefit is one them which you get over depreciation. As every real estate investor know about their property projects worth, that how they build their income over time, they want to get more and more profit on it. Investors could generate profit when their projects leased. Leased property or projects will help you to save you from extra taxes through depreciation. Only real estate investment provides you tax benefits over depreciation others not.
Real estate investment benefits are enormous but we could expect above mentioned benefits will clear your future investment perspective and will help you to get high return and profit on your investment.

You Are Your Own Decision Maker

  The best part about real estate is becoming your own boss. Just like any other business, you have the complete autonomy and control over your real estate investment strategies as well as your failures and successes. You call the shots on which property to invest in, the tenants who will live under your roof, how much rental income to charge per month, and who will manage and maintain the property as a whole. The benefits of investing in real estate make you your own decision maker.

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Things You can do to Improve Your Income

Things You can do to Improve Your Income

 Revenue, Business, Growth, Profit

 

If you ask several people if they would like to increase their current income the majority would respond positively to this question. Thankfully, we live in a digital world where people can find plenty of secondary sources of income.
Think of apps for example. There are apps for everything nowadays, from payment apps to apps for exercise, cooking recipes and even automotive apps that save you money. The developers of those payment get paid every time someone downloads their payment apps.

However, most people aren’t developers but this can’t stop them when it comes to increasing their income. Here are a few tips in that regard:

Teach a Language Online

In today’s multicultural world it’s common for people to speak more than one language. This gives them an opportunity to increase their income. There are plenty of teaching platforms online that give people this opportunity. If you speak more than one language then you can set up an account at one of these platforms and start teaching.
Moreover, if you know only one language you can still give online teaching a go. For example, if you’re a native English speaker you’ll be happy to know that most English teaching websites will welcome you with open arms

Assorted Cloth Lot


Sell Your Old Things

Everyone has some things that they would like to get rid of. If you have some old books, clothes, toys or an old piece of furniture then chances are that you could get some money for them. If toys are the items in question you could sell them to your local kindergarten.
Moreover, if you have a good comic book collection you might find someone online to sell it for good money. Also, having a garage sale is a good way to get rid of that old stuff and increase your income.

 Man Holding Orange Electric Grass Cutter on Lawn

Do Some Chores

There are plenty of busy people in every town or city and you could make some money if you help them with their chores. As they’re super busy they won’t time to wash their clothes, iron them, clean up their apartment, mow the lawn, wash the dishes and other simple stuff.
For a price, you could help them out and use that service as your second source of income. Furthermore, older people probably need a similar type of help so you can put them on your list of clients.

Top View Photo of Two Person's Hands Weaving 


Use Your Hobbies to Your Advantage
 
You can use some things that you do in your free time to earn some extra money. For example, if you’re good at writing you can find freelance websites that will connect you with a company that needs a good content writer.
If writing isn’t your thing then you can try other stuff. If you’re pretty good at exercising then you could become a personal coach to a client. What you should do is make the hobbies your hobbies work to your advantage and you’ll have a higher income.

 Photo Of Laptop On White Table



 Virtual assistant

People only have so many hours in the day, and they have to assign value to their time. Is it cheaper to pay someone else to do things like return emails, schedule appointments, invoice customers, dispute charges on their credit cards or to do it themselves?
If their time is valued at $100 an hour and they can pay a virtual assistant $20 an hour to do them, then the choice is obvious. It makes sense to outsource those tasks. You can find these kinds of jobs on freelancing sites.
You and your employer don’t have to be in the same place. Some VA’s never even talk to their boss on the phone; everything is done via email or texting.

Real World Assistant

Real world assistants do all the same kind of tasks a virtual assistant does, but you are working in the same place. You can find these jobs in all of the traditional job finding places but if you are aware of some entrepreneurial people in your city and you can somehow wrangle a meeting, pitch yourself as their assistant.

This is a good strategy particularly if the person is involved in an industry you are interested in. You can use your time as their assistant to learn what they know and if you’re lucky, develop a mentoring relationship with that person.

Make extra money with online surveys

Want to get paid for your opinion? Using Survey Junkie you can share your opinion to help brands deliver better products and services. After you create your profile, they will start matching you to online surveys you can take online anywhere, anytime, and on any device.
Completed surveys earn virtual points that can be redeemed for PayPal or gift cards. Survey Junkie is great for anyone who is interested in earning money from their couch.

Sharing with Social Networks

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Climate change may push some species to higher elevations — and out of harm’s way

Climate change may push some species to higher elevations — and out of harm’s way
Mountains, Landscape, Nature, Background
A new study published in Nature Communications by scientists at WCS, the University of California, Berkeley, and the United States Forest Service shows that nearly 60 percent of all mountainous area is under intense human pressure. Most of the pressure is at low elevations and mountain bases, which tend to be easier places for people to live, grow food, and build roads. The scientists then used climate models to make predictions about how species would move under climate change. Based on their predictions, they found that species tend to move to higher elevations, and that these higher elevations tend to have more intact land for species because there is less human pressure.
Without factoring in human pressure, the authors warn that conservation actions may be misguided. Factoring in human pressure reveals the true ‘shape’ of a mountain for species that are restricted to intact landscapes, which are often the species of greatest conservation concern. Here, the ‘true shape’ refers to how much land area is potentially available as habitat for a species as it moves up in elevation, not simply how much total land area is available. The true shape can reveal where species will tend to lose versus gain intact land area as they shift under climate change: the elevations where species are expected to lose area represent the priority zones for conservation.
Mountains are home to over 85 percent of the world’s amphibians, birds, and mammals, making them global conservation priorities. But mountain-dwelling species are at risk from human activities, such as agriculture, livestock grazing, and development that reduce their habitat, and climate change that threatens to push species upslope as they struggle to find tolerable temperatures.
“Species are adapted to certain temperature conditions. As temperatures warm in mountains, scientists have documented species moving to higher elevations to maintain the same temperatures,” said Paul Elsen, a WCS Climate Adaptation Scientist and lead author of the study. “This was always seen as a problem, because species would have less land area and less habitat to occupy at high elevations. But what we found is that as species move upslope, they tend to move away from areas that are already under intense human pressure and into areas with reduced human pressure. As a result, they can occupy more intact land area, even if the total amount of land area declines.”
The authors combined several global databases to make their assessments: high-resolution digital elevation models gave a picture about how much surface area is available at different elevations. The Human Footprint Index provided information on pressure from human activities. Global climate models projected how temperatures are likely to change by the late 21st century.
The authors then used computer simulations to place hundreds of thousands of hypothetical ‘species’ across all mountain ranges at different elevations and then predicted how they would shift their ranges based on climate projections. For each simulation, they compared the amount of area the species had to begin with to the amount they would have after the range shift under climate change.
Said Elsen: “We were surprised to find that many species had more intact land area available after the range shift compared to when they started.”
The results suggest that many species in mountain ranges may have more intact land area available in the future if they track warming temperatures to higher slopes, though there were exceptions.
“Our results offer a glimmer of hope for montane species under climate change,” Elsen said. “Montane species are still facing tremendous human pressure, especially at low elevations, but we have the opportunity now to protect intact habitats at higher elevations to give these species the best possible chance going forward.”
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The Map Of Mathematics

The Map Of Mathematics


Unless you were a total pro at mathematics in high school, you probably only have a vague recollection of things like geometry, algebra, and some guy called Isosceles

And that sucks, because mathematics is one of the most fascinating languages humanity has ever devised, but without university-level expertise, you’re going to have a very bad time trying to figure out how things like chaos theoryand fractal geometry tie in with machine learning and all those crazy prime numbers we keep finding.
Enter YouTuber Dominic Walliman, who last December delivered this incredible Map of Physics, and is now back to help us find – or reclaim – a passion for all things numbers. 
“The mathematics we learn in school doesn’t quite do the field of mathematics justice – we only get a glimpse of one corner of it, but mathematics as a whole is a huge, and wonderfully diverse subject,” Walliman says in the video below.
To navigate this complex and busting Map of Mathematics, the best place to start is in the middle, where the orangey brown circle depicts the origins of human interest into how numbers explain our Universe:
We’ve then got two main sections that represent the two major fields in mathematics today – Pure Mathematics (an appreciation of the language of numbers itself) and Applied Mathematics (how that language can be used to solve real-world problems).
You can mess around with and download a high-res, zoomable version here, and print it on a throw pillow here, because we all need something to look at on the couch when Taboo is getting a little too weird.
To fully appreciate Walliman’s Map of Mathematics, you should definitely watch the video below to get the proper walkthrough.
All those names of things – topology, complex analysis, and differential geometry – might not sound like much to you now, but you’ll soon learn that they’re really just describing the shapes of things in our Universe, and the way those shapes change in time and space are explained by things like calculus and chaos theory.
Now that you’ve made it through the trickiest theoretical stuff, it’s on to applied Mathematics, which applies to the disciplines of physics, chemistry, and biology, where number systems are integral to understanding how the Universe and everything in it behaves. 
You’ve also got engineering, economics, and game theory, and probability, cryptography, and computer science – all of which simply wouldn’t exist had our very cluey ancestors not laid the foundations of number-sleuthing for us centuries ago.
What’s that? Mathematics literally applies to everything in life and the Universe? [Internal cheering by maths teachers intensifies]
If all of this sounds all too basic for you, don’t worry, there’s more to this map than just pure and applied mathematics.
It even covers what could be the biggest mystery of the entire discipline – how researchers examining the foundations of maths have failed to find a complete set of fundamental rules, called axioms, that are provably consistent across every little nook and cranny of the mathematical universe.